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NUMERICAL ABILITY

Directions—(Q. 1 to 25) What should come in place of the question-mark (?) in the following questions ?
1. 15·36 ´ 2·8 + 7·6 = ?
(A) 326·86 (B) 42·364
(C) 50·608 (D) 36·34
(E) None of these
2. 846 + 281 + (?) + 252 = 681
(A) 446 (B) 698
(C) – 446 (D) – 698
(E) None of these
3. = ?
(A) 0·8 (B) 8·10
(C) 10·5 (D) 0·81
(E) None of these
4. 39114 ÷ 246 ´ ? = 6201
(A) 37 (B) 39
(C) 43 (D) 41
(E) None of these
5. ´ + (85)2 = ?
(A) 7270 (B) 7280
(C) 7260 (D) 7250
(E) None of these
6. (7)3 ´ (3)3 ÷ (6)2 = ?
(A) 12348 (B) 85·75
(C) 1543·5 (D) 257·25
(E) None of these
7. ´ (?) =
(A) (B)
(C) (D)
(E) None of these
8. 39% of ? – 24% of 390 = 171·60
(A) 650 (B) 580
(C) 740 (D) 630
(E) None of these
9. 8736 + 9121 + 4867 + 3308 = ?
(A) 26032 (B) 26320
(C) 23062 (D) 22603
(E) None of these
10. = ?
(A) 59 (B) 67
(C) 61 (D) 57
(E) None of these
11. 7 – 6 = ?
(A) 1 (B) 1
(C) 1 (D) 1
(E) None of these
12. = ?
(A) (B) 4
(C) (D) 2
(E) None of these
13. (666 ´ 66 ´ 6) ÷ ? = 499·5
(A) 462 (B) 532
(C) 540 (D) 396
(E) None of these
14. 3120 + ? ÷ 12·5 = 3563·36
(A) 5542 (B) 5446
(C) 5452 (D) 5354
(E) None of these
15. 449 ´ 367 = ?
(A) 164783 (B) 165681
(C) 164416 (D) 164049
(E) None of these
16. ´ = ?
(A) (B)
(C) (D)
(E) None of these
17. (51)2 – (47)2 + (32)2 = ?
(A) 3786 (B) 2596
(C) 1416 (D) 1296
(E) None of these
18. ÷ 4 ´ 26 = 247
(A) 1764 (B) 1296
(C) 1444 (D) 1369
(E) None of these
19. 0·576 + 2·4 ´ 1·5 = ?
(A) 2·874 (B) 4·276
(C) 2·8824 (D) 4·476
(E) None of these
20. = 17(?)
(A) 1·62 (B) 2·64
(C) 11·1 (D) 29·06
(E) None of these
21. ? + 3229 = 17368 – 4454
(A) 9676 (B) 9445
(C) 9658 (D) 9585
(E) None of these
22. ´ = ?
(A) 2793 (B) 2842
(C) 2679 (D) 2891
(E) None of these
23. ´ ? + 595 = 833
(A) 4480 (B) 4352
(C) 4608 (D) 4096
(E) None of these
24. 815964 – 697826 – 9674 – 6542 = ?
(A) 109122 (B) 101292
(C) 101922 (D) 110922
(E) None of these
25. (7928 – ?) ÷ 84 ´ 12 = 888
(A) 1705 (B) 1698
(C) 1710 (D) 1712
(E) None of these
26. Find out the average of the given numbers.
356, 449, 51, 652, 533, 105, 122
(A) 307 (B) 315
(C) 412 (D) 324
(E) None of these
27. The multiplication of two con-secutive numbers is 8556. What is the smaller number among them ?
(A) 94 (B) 92
(C) 91 (D) 93
(E) None of these
28. An amount of rupees 4500 is to be distributed among Shrikant, Ramakant and Bikrant in the ratio of 3 : 7 : 5 respectively. If Rs. 500 is added to each of the share, the new ratio will become…… ?
(A) 7 : 10 : 13 (B) 9 : 16 : 13
(C) 2 : 4 : 3 (D) 4 : 5 : 2
(E) None of these
29. If (67)2 is added to the square of a number, the addition thus obtained is 6605. What is that number ?
(A) 45 (B) 51
(C) 46 (D) 39
(E) None of these
30. What approximate value should come in place of the question-mark (?) in the following ques-tion ?
7686 ´ 19 ÷ (17)2 = ?
(A) 505 (B) 485
(C) 545 (D) 575
(E) 615
31. If an amount of Rs. 39,856 is distributed equally amongst 18 persons, how much approximate amount would each person get ?
(A) Rs. 2,214 (B) Rs. 2,524
(C) Rs. 2,124 (D) Rs. 2,343
(E) Rs. 2,254
32. The difference between a two-digit number and the number obtained by interchanging the two-digits of the same number is 9. The sum of the digits of the two-digit numbers is 17. What is the product of the two-digits of the two-digit number ?
(A) 64
(B) 63
(C) 72
(D) Cannot be determined
(E) None of these
33. What is 260% of 6680 ?
(A) 18036 (B) 18704
(C) 16700 (D) 17368
(E) None of these
34. What amount of compound interest can be obtained on an amount of Rs. 18,000 at the rate of 10 p.c.p.a. at the end of three years ?
(A) Rs. 5,628 (B) Rs. 5,400
(C) Rs. 5,940 (D) Rs. 5,858
(E) None of these
35. What should come in place of the question-mark (?) in the follow-ing number series ?
19 36 70 ? 274 546
(A) 142 (B) 138
(C) 136 (D) 140
(E) None of these
36. The difference between 60% of a number and 20% of the same numbr is 316. What is 35% of that number ?
(A) 270·5 (B) 285·5
(C) 276·5 (D) 275
(E) None of these
37. The average of 4 positive integers is 52·5. The highest integer is 76 and the lowest integer is 34. The difference between the remain-ing two integers is 4. Which of the following integers is higher of the remaining two integers ?
(A) 52
(B) 54
(C) 48
(D) Cannot be determined
(E) None of these
38. The ratio of the length and the breadth of a rectangular plot is 9 : 8 respectively. The area of the plot is 3528 sq. metres. What is the perimeter of the rectangular plot ?
(A) 256 metres
(B) 119 metres
(C) 238 metres
(D) 126 metres
(E) None of these
39. What is 876 times 779 ?
(A) 68214 (B) 68824
(C) 628402 (D) 682514
(E) None of these
40. The total number of students studying in a school is 10396. The ratio of the total number of girls to the total number of boys studying in the school is 52 : 61 respectively. What is the total number of girls studying in the school ?
(A) 4874 (B) 4784
(C) 5216 (D) 5612
(E) None of these
41. The present age of Mr. Deepak is 3 times the present age of his son. Five years hence the ratio of their ages will be 34 : 13 respecti-vely. What is the present age of Mr. Deepak ?
(A) 63 years (B) 68 years
(C) 58 years (D) 60 years
(E) None of these
42. In an examination it is required to get 36% of the aggregate marks to pass. A student gets 174 marks and is declared failed by 96 marks. What is the maximum aggregate marks a student can get ?
(A) 750
(B) 650
(C) 600
(D) Cannot be determined
(E) None of these
43. In the following number series one number is wrong. Find out the wrong number—
13 16 22 31 42 58
(A) 16 (B) 42
(C) 22 (D) 31
(E) None of these
44. The average of 5 consecutive even numbers A, B, C, D and E is 66. What is the product of B and E ?
(A) 4352 (B) 4340
(C) 4620 (D) 4224
(E) None of these
45. Shri Verma invests Rs. 14500 for 6 years at the certain rate of simple interest. After 6 years his invested sum becomes Rs. 21460. Find out the rate of interest per annum—
(A) 4% p.a. (B) 10% p.a.
(C) 6% p.a. (D) 8% p.a.
(E) None of these
46. The cost of 4 digital cameras and 6 mobile phones is Rs. 51,365. Find out the cost of 12 digital cameras and 18 mobile phones—
(A) Rs. 1,74,500
(B) Rs. 5,13,650
(C) Rs. 1,54,095
(D) Can’t be determined
(E) None of these
47. In how many ways 7 children can be seated in the available 7 seats ?
(A) 4050 (B) 1680
(C) 840 (D) 5040
(E) None of these
48. If x + y = 11 and xy = 28, find out the value of the expression
(x)2 + (y)2.
(A) 63
(B) 56
(C) 65
(D) Can’t be determined
(E) None of these
49. In a canteen 238 kgs. of rice is required for a week. How much rice is required for 49 days ?
(A) 1715 kg (B) 1764 kg
(C) 1568 kg (D) 1617 kg
(E) None of these
50. The circumference of a circular plot is 484 metre. Find out the area of that circular plot—
(A) 15246 metre2
(B) 18634 metre2
(C) 20328 metre2
(D) 13552 metre2
(E) None of these
Answers with Explanations
1. (c) 2. (D) 3. (e) 4. (b) 5. (a)
6. (d) 7. (b) 8. (e) 9. (a) 10. (c)
11. (b) 12. (d) 13. (e) 14. (A) 15. (a)
16. (d) 17. (c) 18. (c) 19. (e) 20. (b)
21. (e) 22. (a) 23. (b) 24. (c) 25. (d)
26. (d)
27. (b) Let the first numbr be ‘n’, then from problem,
n (n + 1) = 8556
n2 + n – 8556 = 0
n2 + 93n – 92n – 8556 = 0
n (n + 93) – 92 (n + 93) = 0
(n + 93) (n – 92) = 0
Either, n = – 93
or n = 92
But the value of n cannot be less than zero i.e. negative.
n = 92
Thus the two numbers are 92 and 93, among them 92 is smaller one.
28. (e) From Problem,
The amount to be given to Shrikant
= = Rs. 900
Similarly Ramakant’s share
= = Rs. 2100
and Bikrant’s share =
= Rs. 1500
Required ratio
= (900 + 500) : (2100 + 500) : (1500 + 500)
= 1400 : 2600 : 2000
= 7 : 13 : 10
29. (C) Let the required number be ‘n’, then from problem,
(67)2 + n2 = 6605
n2 = 6605 – 4489
= 2116
n = = 46
30. (a)
31. (a) From problem,
The amount which is to be given to each of persons
=
= 2214·222 … Rs. 2214
32. (c) Let the original two digit number be (10x + y), where y and x are the unit digit and tens digit respectively.
The number obtained by chang-ing the place of the digits of the original two digit number
= (10y + x)
From problem, we have
(10x + y) – (10y + x) = 9
9 (x – y) = 9
i.e. (x – y) = 1 …(i)
Again from problem,
x + y = 17 …(ii)
Solving equation (i) and (ii), we get
x = 9
and y = 8
\ Required product
= x ´ y
= 9 ´ 8 = 72
33. (d) Required number
= 6680 ´ 2·6
= 668 ´ 26
= 17368
34. (e) We know
A = p t
Here, A = 18000 3
= 18000 ´ 3
= 18 ´ 11 ´ 11 ´ 11
= 23958
\ Compound Interest (C. I.)
= A – p
= 23958 – 18000
= Rs. 5958
35. (b)
36. (c) Let the number be ‘n’, then from problem,
(60% – 20%) of n = 316
40% of n = 316
35% of n = ´ 35
= 276·5
37. (a) Let the 4 positive integers, kept in descending order be a, b, c and d respectively. Then from problem,
a + b + c + d = 4 ´ 52·5
= 210
76 + (b + c) + 34 = 210
(b + c) = 100 …(i)
Again from problem,
b – c = 4 …(ii)
Solving (i) and (ii), we get
b = 52
and c = 48
Required answer = b = 52
38. (c) Let PQRS be any rectangular plot in which its length PQ = 9x mts. and the breadth QR = 8x mts.
From the geometry of the figure,
Area (PQRS) = 9x ´ 8x
3528 = 72 x2
x2 = = 49
x = 7
Perimeter of the rectangular plot
= 2 (9x + 8x)
= 2 ´ 17x
= 34 ´ 7
= 238 metres
39. (e) 779 ´ 876 = 682404
40. (b) From problem,
The total no. of students in the school = 10396
and ratio of no. of girls : boys
= 52 : 61
The total no. of girls in that school
=
=
= 92 ´ 52 = 4784
41. (a) Let the present age of Deepak’s son = x years.
Then from problem,
Deepak’s present age = 3x years
=
39x + 65 = 34x + 170
5x = 105
x = 21
Deepak’s present age = 3x
= 3 ´ 21 = 63 years
42. (a)
43. (b)
Thus in the given no. series 42 is wrong. Instead of 42, the correct no. is = 31 + 12 = 43.
44. (e) From problem,
A + B + C + D + E = 66 ´ 5 = 330
Let the 1st even number A be n, then
n + (n + 2) + (n + 4) + (n + 6) + (n + 8) = 330
5n + 20 = 330
5n = 310
n = 62
Thus the required product
= B ´ E = (n + 2) ´ (n + 8)
= 64 ´ 70 = 4480
45. (d) Using the formula,
S.I. =
(21460 – 14500) =
= r
r = 8
Hence the rate of interest per annum = 8%.
46. (c) From problem,
The cost of 4 Digital Cameras + 6 Mobile Phones = Rs. 51365
The cost of 4 Digital Cameras + 6 Mobile Phones ´ 3 = Rs. 51365 ´ 3
The cost of 12 Digital Cameras and 18 Mobile phones
= Rs. 1,54,095
47. (d)

48. (c) From problem,
x + y = 11,
and xy = 28
Now, (x + y)2 = x2 + y2 + 2xy
(11)2 = x2 + y2 + (2 28)
x2 + y2 = 121 – 56
x2 + y2 = 65.
49. (e) From problem,
Required weight of rice for 49 days
= 238 = 1666 kg
50. (b) Let r be the radius of the circular plot then from problem,
The circumference of the circular plot = 484 m
2pr = 484
r = 484
= 77 metre
Area of the circular plot = pr2
= (77)2
= 18634 m2

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Oriental Bank of Commerce Probationary Officers Soved Paper

Posted by Free Exam Original PaperThursday, July 3, 2008 at 10:12 PM

ORIENTAL BANK OF COMMERCE PROBATIONARY

OFFICERS SOLVED PAPER

(Held on 16–3–2008)

GENERAL AWARENESS

1. Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ?

(A) Pakistan

(B) India

(C) West Indies

(D) South Africa

(E) Sri Lanka

2. In order to give impetus to agri-culture which of the following states has launched Contract Farming Scheme ?

(A) Jammu and Kashmir

(B) Orissa

(C) West Bengal

(D) Haryana

(E) None of these

3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is asso-ciated with :

(A) Archery

(B) Badminton

(C) Table tennis

(D) Swimming

(E) None of these

4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ?

(A) R. Hadlee

(B) Kapil Dev

(C) Anil Kumble

(D) Shane Warne

(E) Mutthiah Muralidharan

5. Late Benzair Bhutto was associa-ted with which of the following political parties ?

(A) Muslim League

(B) Pakistan National Congress

(C) Pakistan People’s Party

(D) National Forum of Pakistan

(E) None of these

6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ?

(A) South Africa

(B) Russia

(C) South Korea

(D) Vietnam

(E) China

7. Which of the following is not considered as a green House Gas ?

(A) Methane

(B) Carbon dioxide

(C) Nitrous oxide

(D) Oxygen

(E) All these are not green house gases

8. Which of the following terms is not a financial term ?

(A) Investment

(B) El Nino effect

(C) Core banking Solution

(D) RTGs

(E) All are financial terms

9. Who amongst the following is the Chairperson of the 13th Finance Commission ?

(A) Dr. C. Rangarajan

(B) Dr. Bimal Jalan

(C) Dr. Rakesh Mohan

(D) Dr. Vijay Kelkar

(E) None of these

10. The Green revolution in India was the outcome of the efforts of who amongst the following ?

(A) Dr. M. S. Swaminathan

(B) Dr. C. Rangarajan

(C) Mr.K. V. Kamath

(D) Dr. Rakesh Mohan

(E) None of these

11. Which of the following is a project to develop watersheds in India ?

(A) DRDO

(B) CARE

(C) AVARD

(D) NWDPRA

(E) None of these

12. Who amongst the following is the author of the book ‘The Namesake’ ?

(A) Salman Rushdie

(B) Steve Waugh

(C) Monica Ali

(D) V. S. Naipaul

(E) Jhumpa Lahiri

13. Which of the following countries launched its first Lunar Orbiter ‘Change–I’ ?

(A) India

(B) South Korea

(C) China

(D) France

(E) None of these

14. Who amongst the following is ranked No. 1 Tennis players amongst the women players ? (as per recent ranking)

(A) Maria Sharapova

(B) Ana Ivanovic

(C) Sania Mirza

(D) Justine Henin

(E) None of these

15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its prestigious ‘Life Time Achieve-ment Award’ given away recen-tly ?

(A) Amitabh Bachchan and Jaya Bachchan

(B) Rajesh Khanna and Dilip Kumar

(C) Asha Bhosle and Lata Man-geshkar

(D) Lata Mangeshkar and Dilip Kumar

(E) None of these

16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT) a delivery service launched by the bank. Why banks advocate for such delivery channels ?

1. It is a system in which no physical transfer takes place hence risk is very low.

2. In this system banks are not required to transfer any money actually to the account of the customer. Only book adjustment is done. Hence actual fund is not needed.

3. This facility is available to anybody at any place. Even having a bank account is not at all necessary.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) All (1), (2) and (3) are correct

17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was conferred upon whom amongst the following ?

(A) Prof. Wangari Maathai

(B) Mr. Phillips Talbot

(C) Mr. Damilo Turk

(D) Ms. Doris Lessing

(E) None of these

18. As reported in the newspapers China has asked its banks to put 12·5% money instead of earlier 12% as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to take this step again and again and so frequently ?

1. It will put a curb on lending of the money by the banks.

2. It will help Govt. of China to tame the rate of inflation.

3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for acti-vities of the social sector.

(A) Only (1) is correct

(B) Only (2) is correct

(C) All (1), (2) and (3) are correct

(D) Only (3) is correct

(E) Both (1) and (2) are correct

19. NRI Day is observed on which of the following days ?

(A) 9th February

(B) 9th January

(C) 19th February

(D) 19th March

(E) 9th March

20. Which of the following isnot a mode of foreign capital inflow to India ?

(A) FDI

(B) FII

(C) NRI Accounts

(D) No Frills Accounts

(E) All these are valid for foreign capital inflow

21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following is true about the same ?

1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve millennium Goals.

2. EU will plead India’s case of more subsidy to agro sector in WTO meets.

3. Both the parties reaffirmed their commitment to the rule based multilateral trading system.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (3) are correct

(E) All (1), (2) and (3) are correct

22. Mr. Kevin Rudd is the new :

(A) President of Australia

(B) Prime Minister of Australia

(C) President of Argentina

(D) Prime Minister of Argentina

(E) Secretary General of UNO

23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the following places in Novem-ber 2007 ?

(A) Kampala

(B) London

(C) New Delhi

(D) Perth

(E) None of these

24. As per the reports published in the news papers/magazines the overall credit (credit by banks) grew by over Rs. 1,00,000 crores in 2005-06 and 2006-07. Which of the following sectors was one single main contributor to this boom ?

(A) Housing and real estate sector

(B) Agriculture sector

(C) Business loans to doctors and account professionals

(D) Manufacturing Sector

(E) None of these

25. Many times we see banks adver-tise—“Anywhere Banking : Any-time Banking”. Which of the following products/facilities launched by banks make it possible for the customers to avail banking services 24 hours all seven days ?

1. ATM

2. Internet Banking

3. Universal Cheque book facility

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

26. Which of the following organiza-tion/agencies has asked all the banks in India to form customer service panels at branch levels ?

(A) Indian Bank’s Association

(B) Reserve Bank of India (RBI)

(C) Supreme Court of India

(D) Securities and Exchange Board of India (SEBI)

(E) None of these

27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to restrict functioning of Partici-patory Notes (P-Notes) in Indian Stock Markets. Why are P-Notes considered dangerous for the financial markets of a country ?

1. This allows a foreign inves-tor to invest funds without knowing the history/finan-cial health of a company. If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring a bad name to the country.

2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Custo-mer (KYC) norms. Hence money invested here may not be from a valid and legal source.

3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for investment they are sending it in bulk. Hence cost of such investments is very high and it is not commercially viable for banks to accept such investments.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) None of these

28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry, what is the status of NPAs at present ?

1. There are no NPAs now as not a single loan of Rs. 5 lakhs and above is given by the bank without proper paperwork.

2. As reported of 2006-07 the NPAs have declined.

3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows. Hence NPAs in private and personal bank-ing area are ‘zero’ where as in industrial credit sector NPAs are still at the level of 22 per cent.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Both (1) and (2) are correct

(D) Only (3) is correct

(E) None of these

29. Which of the following car com-panies has launched a small cheaper car ‘Nano’ ?

(A) Maruti Suzuki Udhyog Ltd.

(B) Hyundai Motor India Ltd.

(C) Tata Motors Ltd.

(D) Hindustan Motors Ltd.

(E) None of these

30. The Govt. of India in general and the Banks in particular are very much after the ‘Financial Inclu-sion’ a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of ‘Financial Inclusion’ ?

1. Each and every individual above the age of 21 years should have an employ-ment and/or independent source of income enough for him/her to sustain.

2. It is a concept which envi-sages that maximum people in India should have access to banking services.

3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of India wants each and every per-son in the income tax net irrespective of the level of their income.

(A) Only (1) is true

(B) Only (2) is true

(C) Only (3) is true

(D) Both (1), (2), (3) are true

(E) None of these

31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in trade. What does it really mean ? It means…………

(A) India exports more items to China whereas China does not export much to India

(B) India is not able to export much to China whereas its import from China is of higher value

(C) China and India are not at all trade partners. Hence there is no transaction between the two countries

(D) As per WTO laws India is supposed to export food grains to China. But China has not placed any order for the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India.

(E) None of these

32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied on a cash withdrawal or deposit from/to a bank ?

(A) IT (B) FBT

(C) STT (D) BCTT

(E) None of these

33. As reported in some financial newspapers some banks in India (including major banks) these days are not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason of banks not accep-ting such transactions from Iran ?

1. USA has put a ban on major iranian Banks hence Indian banks are also not accepting transaction from Iran as they do not get return of the same from it.

2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks.

3. Iran has declared itself as an Islamic country and hence its banking is also Islamic Banking. This is the reason owing to which most of the countries are not able to develop financial ties with it.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (2)

(E) All (1), (2) and (3)

34. As reported in some major financial news papers many times it is said that ‘Other Income’ boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the option (s) which are the part (s) of this other income)

1. Commission for selling insurance policies.

2. Fee for providing various services (like ATM/Extra cheque etc.)

3. Interest on advances and loans.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 11·5% in recent past ?

(A) None (B) Brazil

(C) Russia (D) India

(E) China

36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhi’s visit to China in October 2007 ?

1. A working group is estab-lished to prepare a frame-work for the settlement of boundary issue.

2. China has agreed to support India’s claim to have a permanent seat in UN Security Council.

3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1), (2) and (3)

(E) None of these

37. As reported time and again and in the media most of the Indian Industrialists are against a regional trade pact with China. Why China is not a preferred partner in trade and business activities in India ?

1. India has already instigated maximum number of cases against China under anti dumping laws.

2. China is not a quality cons-cious country. Hence the products are not of good market value.

3. China has maximum trade agreements with those countries whose activities are not liked by India and some major countries of E.U. China is importing goods from them and redirecting it to India.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) All (1), (2) and (3)

(E) None of these

38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of countries ?

(A) IBSA (B) EU

(C) OPEC (D) BRIC

(E) SAARC

39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also checks—

1. Signatures of the card holdes.

2. Finger prints of the card holders.

3. Skin colour of the card holders.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3)

40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their resi-dential property ?

(A) English mortgage scheme

(B) Senior Capital Loan scheme

(C) Reverse Mortgage Loan scheme

(D) DEMAT Account Scheme

(E) None of these

41. Who amongst the following received the Nobel Prize 2007 for Medicine ?

1. Martin Evans

2. Mario Capecchi

3. Oliver Smiths

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3) jointly

42. A summit of which of the follo-wing two countries took place for the first time recently which is being considered a big leap in the direction of diffusing conflict between them from last 50 years ?

(A) China–Russia

(B) Vietnam–USA

(C) China–Pakistan

(D) Russia–USA

(E) South-Korea–North Korea

43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since October 2007) ?

(A) Midnapore

(B) Birbhum

(C) Nadia

(D) Howrah

(E) Darjeeling

44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the outcome of his meeting with Russian Leaders ?

1. Both the countries signed an agreement for their joint space programme.

2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu.

3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both these oil fields are situated in which of the following countries ?

(A) Brazil

(B) Russia

(C) China

(D) Saudi Arabia

(E) None of these

46. The Planning commission of India has established a National Fund to improve the distribution of which of the following in the country ?

(A) Electricity

(B) Cooking gas

(C) Food grains through public distribution system

(D) Fresh currency notes

(E) None of these

47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will be its impact on ‘Global economy’ in general ?

1. Dollar will be depreciated.

2. Export from European mar-kets will gain strength.

3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee loan will shoot up.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery Agents appointed by the banks. In addition to this the Indian Bank Association (IBA) has to formulate a special training course for them. Why RBI and IBA has to come into picture for such an issue which is the res-ponsibility of the banks ?

1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents.

2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News about ill treatment by agents or suicides due to inability to payback loans create a negative picture. RBI do not want this to hap-pen.

3. Despite banks efforts to recover loans many people still do not wish to repay their loans intentionally. Recovery agents will help banks to get their money back by all possible means.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

49. The imports of which of the following items from Indiahas been lesser than its Exports of the same during 2007-08 ?

(A) Oil (B) Chemicals

(C) Steel (D) Tea

(E) None of these

50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan at 9%. What was the growth rate in 10th plan period ?

(A) 4% (B) 8%

(C) 5·5% (D) 7·6%

(E) 6·7%

Answers with Explanations :

1. (E) 2. (D) 3. (A) 4. (E) 5. (C)

6. (E) 7. (D)

8. (B) ‘El-Nino’ is the nature’s Vicious Cycle caused due to deranged weather pattern, as happed the giant El-Nino of 1997-98, killed about 2,100 people.

9. (D) 10. (A)

11. (D) ‘NWDPRA’ (National Water- shed Development Project for Rainfed Area) was launched in1990-91 for 25 states and 2 UTs in the country for rainfed farming.

12. (E) 13. (C)

14. (D) With 6330 Points, Justine Henin is at the First Place.

15. (D) 16. (D) 17. (A) 18. (E) 19. (B)

20. (D) 21. (D) 22. (B) 23. (C) 24. (B)

25. (E) 26. (B) 27. (D) 28. (C) 29. (C)

30. (B) 31. (A) 32. (D) 33. (D) 34. (D)

35. (E) 36. (A) 37. (B) 38. (E) 39. (E)

40. (C)

41. (E) The ‘Nobel Prize, 2007’ in Medicine/or Physiology was awarded jointly to Mario R. Capecchi (USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on 8th Oct., 2007 at Karolinska Institute by the Nobel Assembly.

42. (E) 43. (E) 44. (A) 45. (B) 46. (C)

47. (E) 48. (A) 49. (D)

50. (B) In 10th Plan (2002-07), ‘NDC’ (National Development Council) envisaged an average growth rate of 8%.