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The below questions was asked for the post of clerk Oriental Bank of Commerce.

Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it.

The Emperor’s brother-in-law was also his Prime Minister and his avourite courtier. He was not liked by the other courtiers as a result. Jealous of the Emperor’s brother-inlaw the courtiers once said, “Your Majesty, why don’t you appoint one of us as Prime Minister ? Subject us to a test to see who is truly the right person to be Prime Minister.” At the time the Prime Minister was out hunting with another courtier. In pursuit of their prey they mistakenly rode into the neighbouring kingdom. As they were strangers and had weapons they were arrested as spies by the soldiers there and were certain to be sentenced to death by the ruler, King Amir.

The courtier was petrified and bowed his head in prayer. The Prime Minister pretending to be praying whispered something in his ear. The two of them then began arguing. “I should be the one to die first !” each of them said. Those present were astonished to hear their argument. The soldiers brought the two before King Amir. He was astonished to hear of their strange behaviour. “Tell me why you are so eager to die ?” Pretending to be reluctant to reveal the reason the Prime Minister bowed respectfully and said, “Sir, our Emperor has a secret wish of annexing your kingdom. If you kill us the Emperor can attack your kingdom on the pretext of avenging our deaths. The Emperor has also promised us a great reward for our sacrifice. We felt that in case you changed your mind and set one of us free to return home he would not get the reward.” King Amir was worried when he heard this. Concerned that the lives of his subjects would be lost in war, King Amir refused to kill either of the two and sent them home. When they heard about the incident the Emperor’s courtiers bowed their heads. They were ashamed. They realised the Emperor had made a wise choice in selecting his Prime Minister.

1. Why were the courtiers not on good terms with the Emperor’s brother-in-law ?
(A) The Emperor used to only heed his brother-in-law’s advice
(B) He was cleverer than they were and he would remind them of it
(C) He was empowered to take decisions on behalf of the Emperor
(D) He had more power and prestige and earned more than they did
(E) None of these

2. Why did the Emperor’s two courtiers enter the neighbouring kingdom ?
(A) The Emperor had asked them to deliver a message to its king
(B) They wanted to spy on the neighbouring kingdom
(C) They had accidentally wandered into neighbouring territory
(D) The other courtiers had set a trap for them
(E) Their curiosity about the kingdom led them to enter it

3. Why was the Emperor’s brotherin-law not afraid when faced with death ?
1. He felt that if he told King Amir the truth his life would be spared.
2. He was confident that he would be rescued.
3. He had prayed fervently asking God to save them.
(A) None
(B) Only 1
(C) Only 2
(D) Both 2 and 3
(E) Only 3

4. Which of the following can be said about the Emperor ?
(A) He reserved important posts for his family members
(B) He had chosen a worthy Prime Minister
(C) He was ruthless and wanted to conquer the neighbouring kingdom
(D) He treated all his courtiers shabbily except his brother-inlaw
(E) He deliberately endangered the lives of his courtiers in order to test them

5. Why did the two courtiers begin to argue with each other ?
(A) They wanted to distract the soldiers so they could escape
(B) It was a delaying tactics till they were rescued
(C) They blamed each other for the predicament they were in
(D) The Prime Minister wanted to stop the other courtier from divulging the Emperor’s plan to the enemy
(E) None of these

6. What surprised King Amir about the courtiers’ behaviour ?
1. They were very respectful to him although he had condemned them to death.
2. Each was volunteering to be killed first.
3. They had managed to convince the soldiers to set them free.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) None of these

7. Why did King Amir set the two courtiers free ?
(A) He believed their story that the Emperor was planning to attack
(B) He had great respect for their courage
(C) He had ascertained they were not spies so he set them free
(D) He was impressed by the wisdom of the Emperor’s courtiers
(E) None of these

8. Which of the following does not describe the Emperor’s reaction to the courtiers’ request to appoint one of them as Prime Minister ?
1. He thought about asking his brother-in-law to resign.
2. He tested his brother-in-law to prove he was best suited for the post of Prime Minister.
3. He disregarded it completely and punished the courtiers.
(A) Only 1
(B) Only 3
(C) Both 1 and 3
(D) All 1, 2 and 3
(E) None of these

9. Which of the following is NOT true in the context of the passage ?
(A) King Amir was concerned about the welfare of his people
(B) The Emperor’s brother-inlaw had enemies at court
(C) King Amir set the Emperor’s brother-in-law free on account of his bravery
(D) The Emperor’s brother-inlaw was deserving of the post of Prime Minister
(E) The Prime Minister was a quick thinker

10. What was the courtiers’ reaction when they heard about the Prime Minister’s safe return ?
(A) They were disappointed because their plan had failed
(B) They were ashamed of their plot to kill him
(C) They were upset to hear about his bad experience
(D) They bowed in respect and praised his wisdom
(E) None of these

Directions–(Q. 11 to 13) Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

11. subject
(A) topic
(B) undergo
(C) expose
(D) citizen
(E) accountable

12. pretext
(A) excuse
(B) guess
(C) crime
(D) example
(E) fraud

13. petrified
(A) panic
(B) scared
(C) feared
(D) alarming
(E) terror

Directions—(Q. 14 and 15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

14. right
(A) immoral
(B) unsuitable
(C) inaccurate
(D) inconvenient
(E) error

15. reveal
(A) secret
(B) darken
(C) disclose
(D) hide
(E) invisible

Directions—(Q. 16 to 20) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentences to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.

16. In these circumstances, they will not be able to meet the assign target to them.
(A) targeted assignment
(B) assigned target
(C) assigning of target
(D) target assigned
(E) No correction required

17. Banks must be ensured that 18 per cent of their loans is given to the agricultural sector.
(A) are ensured
(B) have to ensure
(C) being ensured
(D) should be ensured
(E) No correction required

18. The government has announced several initiatives benefiting to factory workers.
(A) beneficial
(B) for benefiting to
(C) which will benefit
(D) benefited to
(E) No correction required

19. A date for the committee meeting to discuss the details of the proposal has yet to be decided.
(A) will be yet decided
(B) is been decided yet
(C) have not been still decided
(D) is not yet been decided
(E) No correction required

20. With the raining heavily the multi-storey office building was badly damaged and collapsed.
(A) Owing to the heavy rains
(B) Because of raining heavily
(C) Since heavily it rained
(D) In raining heavily
(E) No correction required

Directions—(Q. 21 to 25) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ‘All correct’ as your answer.

21. Since petroleum products are taxed (A) heavily they are a majar (B) source (C) of revenue (D) for the government. All correct (E)

22. Even though the proposal appearrs (A) practical (B) the committee should discuss (C) it at length. (D) All correct (E)

23. The Indian stock market has been one of the well (A) performing (B) markets globally (C) during the current (D) year. All correct (E)

24. Had the scheme been allowed (A) to continue (B) it would have generated (C) attracted (D) returns. All correct (E)

25. People should constantly (A) upgrade their skills (B) in order to be effective (C) and efficient. (D) All correct (E)

Directions—(Q. 26 to 30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
1. With all this experimentation he incurred an expenditure of over a million dollars before success smiled on him.
2. Edison invented the long lasting electric light bulb.
3. To find a fibre to burn inside a bulb he experimented with over two thousand items.
4. We thus owe the miracle of light as much to his perseverance as to his genius.
5. However he did not invent it overnight.
6. His friends too travelled all over the world from South America to India in search of a suitable fibre.

26. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

27. Which of the following should be the SECOND sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

28. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

29. Which of the following should be the FOURTH sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

30. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

Directions—(Q. 31 to 40) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

31. Senior citizens prefer (A) / banks which (B) / branches are located (C) / near their homes. (D) No error (E)

32. In the latest statistics (A) / China supplies more than (B) / ninety per cent of the (C) / steel imported by India. (D) No error (E)

33. We shall be calling a meeting (A) / next week to assess (B) / the causes of frequently (C) / delays in infrastructure projects. (D) No error (E)

34. Although it has received (A) / clearance from RBI the bank (B) / has decided not to open (C) / their office in Hongkong. (D) No error (E)

35. Most of the tribals (A) / in the region (B) / are depended on the forest (C) / to earn their livelihoods. (D) No error (E)

36. After graduating from college (A) / having an engineering degree (B) / he received a job offer (C) / from a reputed American firm. (D) No error (E)

37. In order for (A) / the scheme to be (B) / successful we require as (C) / much as twenty investors. (D) No error (E)

38. The insurance company has plans (A) / to hire 30,000 agents (B) / at a time when (C) / most companies are cutting jobs. (D) No error (E)

39. One of the important lesson (A) / he taught me was to save (B) / at least thirty per cent (C) / of my gross income. (D) No error (E)

40. Due to the financial crisis (A) / the price of foodgrains (B) / has risen sharply (C) / over the past few months. (D) No error (E)

Directions—(Q. 41 to 50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One day an expert in time management was …(41)… to a group of business management students and to drive home a point he used and …(42)… they will never forget. As he stood in front of a group of brilliant students he said, “Okay it’s …(43)… for a quiz.” He then pulled out a one gallon jar and set it on the table in front of him. He also …(44)… a dozen fist sized rocks and carefully placed them one at a time into the jar. When the jar was filled to the top and …(45)… more rocks would fit inside, he asked, “Is the jar full ?” Everyone in the class …(46)… said ‘Yes!’

The professor said nothing. He then …(47)… under the table and pulled out a bucket of gravel. He dumped some gravel into the jar and shook it …(48)… pieces of gravel to work themselves down into the spaces between the big rocks. He asked the group once more, “Is the jar full ?” ‘Probably not.’ some answered. ‘Good !’ he said and began …(49)… sand to the contents in the jar. The sand fitted into the spaces between the rocks and gravel. He also poured water into the jar. “What was the point of this exercise ?” he asked. “The point is that no matter how busy your schedule is you can always manage to fit something in.” replied one student. ‘No’ said the professor, “The truth is if you don’t fit in the rocks which symbolize the …(50)… things in your life like your family and your dreams first, you’ll never have time for them.”

41. (A) addressing
(B) conveying
(C) speaking
(D) discussing
(E) expressing

42. (A) imagination
(B) impression
(C) expression
(D) emblem
(E) illustration

43. (A) ready
(B) usual
(C) opportunity
(D) time
(E) scheduled

44. (A) made
(B) produced
(C) dug
(D) constructed
(E) ploughed

45. (A) any
(B) no
(C) few
(D) some
(E) much

46. (A) definite
(B) forcibly
(C) convince
(D) positive
(E) emphatically

47. (A) reached
(B) hid
(C) gone
(D) searching
(E) found

48. (A) making
(B) until
(C) causing
(D) while
(E) resulting

49. (A) filling
(B) pushing
(C) substituting
(D) adding
(E) stuffing

50. (A) important
(B) necessarily
(C) vitally
(D) ideal
(E) expensive

Answers :
1. (E) 2. (C) 3. (A) 4. (B) 5. (E) 6. (B) 7. (A) 8. (E) 9. (C) 10. (D)
11. (B) 12. (A) 13. (B) 14. (B) 15. (D) 16. (B) 17. (B) 18. (A) 19. (E) 20. (A)
21. (B) 22. (A) 23. (E) 24. (D) 25. (E) 26. (B) 27. (D) 28. (C) 29. (E) 30. (C)
31. (B) 32. (A) 33. (C) 34. (D) 35. (C) 36. (B) 37. (D) 38. (D) 39. (A) 40. (A)
41. (C) 42. (E) 43. (D) 44. (B) 45. (B) 46. (E) 47. (A) 48. (C) 49. (D) 50. (A)

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English Language

Globalisation is taking place in stages. In the first stage as flows of capital and goods were liberated the benefits of globalisation e.g., technological advance-ments, flowed primarily to the deve-loped world. As we enter the current newer age of mobility, people have begun to move across borders in great numbers in pursuit of economic security and a better life for them-selves and to keep their families out of poverty. At the turn of the 20th century the United Nations estimates that approximately three percent of the world’s population is on the move, a similar scale to that wit-nessed in earlier eras. Growing economic inequality together with natural and man made crises prompt emigration. But this mobility has the potential to chip away at the vast inequalities that characterise our time and accelerate progress throughout the developing world. To take an example, last year migrants sent home $264 billion
triple all inter-national aid combined. The freer movement of people helps to underwrite health care, education and grass roots entrepreneurship across the developing world.

It helps to oil the global eco-nomy. When industrialized nations need to recruit nurses or software programmers developing countries are often the source. Yet rather than look at how these gains can be harnessed to reduce poverty, governments have been slow to adapt. The result is burgeoning illegal immigration, and trafficking, social tension and intolerance, loss of faith in the government and the empowerment of criminal networks. Until a few years ago, migrants were paying exorbitant fees to send money home losing about 20% in transaction costs. Today though migrants move freely and easily thanks to easy access to low cost transport and the internet, affordable and rapidly advancing telephony and satellite television which keep them in constant touch with home. Banks easily and wire-lessly transmit hard won and some-times meagre salaries instantly to their families. The flow of people until now mostly benefited richer countries and generated worries about brain drain and the violation of migrant rights in poorer ones. Global fora represent a step in the effort to harness the power of migration to advance development and increase our knowledge of how to make the migration equation work for all. Rather than focus on the negative consequences and recriminations of exploitation by developing countries such summits provide an opportunity for all nations to come together and address these issues in a comprehensive, logical and rational way so that the benefits of migration are fully realised in both developing and industrialised countries. Countries may examine how dual citizenship laws can ease the way for migrants to play a bigger role in development by bringing their capital, knowledge and networks back home. Such efforts will usher in the third stage of globalisation where everyone can share in the world’s prosperity.

1. What does the fact that remittances exceeded international aid illustrate ?
1. Migrants misuse concessions granted to them by the countries where they earn their livelihood
2. Migration can be a powerful means to bring about the development of the developing world.
3. The amount of aid from developed countries has decreased significantly
(A) None
(B) Only 1
(C) Both 1 and 2
(D) Both 1 and 3
(E) None of these
2. The author’s main objective in writing the passage is to—
(A) Convince governments to tighten security measures to restrict migration and therefore the growth of criminal networks
(B) Criticise developed countries for unfairly reaping the benefits of globalisation
(C) Provide a history of globalisation and its impact on developed countries
(D) Exhort nations to make a collective effort to ensure migration results in development of all countries
(E) Focus only on technological advancements made by developed countries to the benefit of migrants
3. Which of the following has not been an impact of globalisation ?
(A) Increased job opportunities in developed countries
(B) Facilitation of technological advancement
(C) Encouraging movement of citizens away from their native country
(D) Difference in benefits to developed and developing countries
(E) Sudden reversal of brain drain
4. What is the objective of inter-national fora on migration ?
(A) Create an awareness about the negative aspects of migration
(B) Make the right to dual citizenship a fundamental right
(C) Devise practical steps to optimise the benefits of migration
(D) Defuse conflict between the leaders of developing countries
(E) Control brain drain by restricting the movement of people across borders
5. Which of the following is an advantage of migration ?
(A) Labour costs have diminished
(B) Banks earn high revenues from transaction fees that they charge migrants
(C) Developed countries are no longer forced to provide aid to developing countries
(D) It facilitates entrepreneur- ship at the grass root level in migrants’ native countries
(E) None of these
6. What is/are the outcome/s of governments ignoring the issue of migration ?
1. Migrants have to face discrimination
2. Governments remain in power since locals do not lose their jobs to migrants
3. Growth of criminal activities like smuggling of human beings
(A) Only 2
(B) Both 1 and 2
(C) Both 1 and 3
(D) All 1, 2 and 3
(E) None of these
7. According to the passage which of the following has not facilitated migrants’ access to their native countries ?
(A) Relaxation of internet laws
(B) Readily available technology
(C) Advances in telecommunication
(D) Affordable means of communication
(E) Economical means of transport
8. According to the author why do people migrate ?
1. To get very well paid jobs in developed countries
2. To provide for their families
3. To obtain dual citizenship
(A) All 1, 2 and 3
(B) Both 1 and 2
(C) Only 2
(D) Both 2 and 3
(E) None of these
9. How does the author view migration ?
(A) As a necessary evil
(B) As a means to reduce economic inequality
(C) As a threat to national security
(D) As an excuse for developed countries to stop aid to impoverished countries
(E) None of these
10. Which of the following is true in the context of the passage ?
(A) The world is currently in the final stage of globalisation
(B) The aim of summits on migration is to curb migration and prevent brain drain
(C) Governments have not fully exploited the potential benefits of migration
(D) Currently reforms are needed as international remittances are marginal
(E) The rate of migration during the 20th century has been un-precedented
Directions—(Q. 11-13) Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage
11. Harnessed—
(A) Mobilised (B) Control
(C) Pushed (D) Pull
(E) Busy
12 Accelerate—
(A) Further (B) Quicken
(C) Open (D) Rapid
(E) Emphasise
13. Burgeoning—
(A) Stretching (B) Intensify
(C) Expanding (D) Cultivate
(E) Succeeding
Directions—(Q. 14-15) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage
14. Advance—
(A) Backward
(B) Increase
(C) Hamper
(D) Defeat
(E) Behind
15. Prompt—
(A) Late (B) Unwilling
(C) Slowly (D) Provoke
(E) Restrain
Directions—(Q. 16-25) Read each sentence to find out if there is any error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error the answer is (E). (Ignore errors in punctuation, if any)
16. They are scheduled a/meeting
(A)
today to / accept the resigna-
(B) (C)
tion/of the Director/No error
(D) (E)
17. The launch of/the new products
(A) (B)
was/delayed which resulted/in
(C)
heavily losses/No error
(D) (E)
18. The Chairman has promised/to
(A)
sanction / the necessary funds
(B) (C)
to/modernise the factory/No
(D)
error
(E)
19. The company has decided / to
(A)
invest in/one crore rupees/in
(B) (C)
new technology/No error
(D) (E)
20. The success of the/merger of the
(A) (B)
two/banks is dependence/on
(C)
various factors/No error
(D) (E)
21. The meeting taken place/when
(A)
you were/at a conference/in
(B) (C)
Delhi last month/No error
(D) (E)
22. Most companies neglect / to
(A)
spend none/of their resources/
(B) (C)
on training older employees/No
(D) (E)
error
23. Even today there are / several
(A)
million people / who do not
(B) (C)
have/access of banking services/
(D)
No error
(E)
24. We are still / waiting for the/
(A) (B)
committee decision about/the
(C)
pension plan/No error
(D) (E)
25. Ramesh doubts when/he will be
(A) (B)
ready/for the presentation/in
(C)
time/No error
(D) (E)
Directions—(Q. 26-30) Which of the phrases (A), (B), (C), (4) given below each sentence should replace the phrase printed in bold type to make the sentence grammatically correct ? If the sentence is correct mark (E) i.e., ‘No correction required’ as the answer.
26. For being skilful and experience, he is a valuable employee—
(A) Because he is skill
(B) On account he is skilled
(C) With his skill
(D) Beside having skill
(E) No correction required
27. Today there are few countries whose growth rate is equally that of China.
(A) Equalize on
(B) Equivalent to
(C) Equals with
(D) On equality with
(E) No correction required
28. The government is willing for finance part of the project.
(A) Willingly finance to
(B) Financially willing
(C) Willing to finance
(D) Willingness in financing
(E) No correction required
29. We must keep in pace changing technology to succeed.
(A) Keep pace with
(B) Kept pace on
(C) In keeping pace
(D) Keep pacing
(E) No correction required
30. The company does not have many choice, except to pay the fine.
(A) Any choice of
(B) Much choice
(C) More choices
(D) Other choice
(E) No correction required
Directions—(Q. 31-35) In each of the following sentences there are two blank spaces. Below each five words have been denoted by letters (A), (B), (C), (D) and (E). Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.
31. Efforts to……the issue will not be successful ……… both sides continue to blame each other.
(A) Resolve—if
(B) Discuss—unless
(C) Address—whether
(D) Settled—because
(E) Close—although
32. The economy has managed to retain its …… edge despite …… demand for its exports.
(A) Leading—healthy
(B) Competitive—shrinking
(C) Sharp—favourable
(D) Predominant—average
(E) Worthwhile—durable
33. It will be ……… for the management to implement the policy because of the employees’ ……to change.
(A) Inconvenient—willing
(B) Complicated—concern
(C) Burden—decision
(D) Impossible—resistance
(E) Critical—character
34. Analysts are looking …………to more mergers in the banking …………which will boost the economy.
(A) Around—arena
(B) Ahead—rivals
(C) Forward—sector
(D) Perhaps—partners
(E) Doubtfully—investment
35. After the devastating fire, the Board has no………except……… of their textile factory.
(A) Idea—inauguration
(B) Estimate—running
(C) Power—modernising
(D) Condition—improving
(E) Option—closure
Directions—(Q. 35-40) Rear-range the following sentences (1), (2), (3), (4), (5) and (6) into a meaningful paragraph and then answer the ques-tions given below it.
1. The urban poor were neglected.
2. A new generation of professionals however are attempting to reach the urban poor.
3. This is because they were considered too mobile and lacking in cohesion.
4. Micro finance institutions have traditionally focussed on the rural poor.
5. These factors do not facilitate generation of peer group pressure which is essential for the success of the microfinance model.
6. Their challenge will be to adapt the traditional microfinance model to one suited to urban microfinance.
36. Which of the following is the second sentence after rearrange-ment ?
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
37. Which of the following is the fifth sentence after rearrange-ment ?
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
38. Which of the following is the sixth (last) sentence after rear-rangement ?
(A) 2 (B) 3
(C) 4 (D) 5
(E) 6
39. Which of the following is the third sentence after rearrange-ment ?
(A) 2 (B) 3
(C) 4 (D) 5
(E) 6
40. Which of the following is the first sentence after rearrange-ment ?
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
Directions—(Q. 41-50) In the following passage there are blanks each of which has been numbered. These numbers are printed below the passage and against each five words have been suggested, one of which fills the blanks appropriately. Find out the appropriate word in each case.
A decade ago, a financial crisis (41) Bangkok. During the next fifteen months it swept (42) Jakarta, Kuala Lumpur, Hong Kong and Seoul. As Asian countries borrowed and spent beyond their means (43) of thousands lost their jobs. (44) half-built build-ings throughout Asian cities (45) as reminders of the shattered hopes not only of distinguished entrepreneurs but also (46) workers. Asia has come a long way during the past ten years—vast economic imbalances no longer (47). However, market crashes are (48) even today and Asia’s best insurance policy to (49) with any future crises is to build (50) financial systems.
41. (A) Occurred (B) Hit
(C) Striking (D) Fuelled
(E) Suffered
42. (A) In (B) Upward
(C) Forward (D) From
(E) Through
43. (A) Tens
(B) Few
(C) Approximate
(D) Several
(E) Lives
44. (A) Dense
(B) Haunted
(C) Abandoned
(D) Buried
(E) Vacate
45. (A) Seen (B) Pointed
(C) Showed (D) Stood
(E) Forgotten
46. (A) Undeserving
(B) Incompetent
(C) Greedy
(D) Cheap
(E) Ordinary
47. (A) Seen (B) Valid
(C) Exist (D) Present
(E) There
48. (A) Undertaken
(B) Possible
(C) Threat
(D) Reality
(E) Capable
49. (A) Cope (B) Combat
(C) Justify (D) Avert
(E) Accommodate
50. (A) Perfectly
(B) Popular
(C) Formidably
(D) Resilient
(E) Foreign
Answers with Hints
1. (B) 2. (D) 3. (E) 4. (C) 5. (E)
6. (E) 7. (A) 8. (B) 9. (B) 10. (C)
11. (A) 12. (B) 13. (C) 14. (C) 15. (E)
16. (A) Replace ‘scheduled’ with ‘organising’ or ‘holding’.
17. (D) Change ‘heavily’ to ‘heavy’.
18. (E)
19. (B) Delete ‘in’ after ‘invest’.
20. (C) Change ‘dependence’ to ‘dependent’.
21. (A) Change ‘taken’ to ‘was taking’
22. (B) Change ‘to spend none’ to ‘spending some’.
23. (D) Replace ‘of’ with ‘to’ .
24. (B) Change ‘waiting for’ to ‘awai-ting’.
25. (A) Change ‘when’ to ‘whether’.
26. (C) 27. (C) 28. (C) 29. (A) 30. (D)
31. (A) 32. (B) 33. (D) 34. (C) 35. (E)
36. (A) 37. (B) 38. (E) 39. (B) 40. (D)
41. (B) 42. (E) 43. (A) 44. (C) 45. (D)
46. (E) 47. (C) 48. (B) 49. (A) 50. (D)

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1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?

(a) 30 minutes

(b) 25 minutes

(c) 28 minutes

(d) 34 minutes

2. Find the right number, from the given options, at the place marked by the question mark: 2, 4, 8, 32, 256, ?

(a) 4096

(b) 8192

(c) 512

(d) 1024

3. Find the number missing at question mark:

10, 11, 23, 39, 64, ?, 149

(a) 100

(b) 103

(c) 78

(d) 128

4. A super fast bus of KSRTC starting from ‘Trivandrum’ and reaches ‘Attingal’ in 45 minutes with an average speed of 40 km/hr. If the speed is increased by 10 km/hr how much time it will take to cover the same distance?

(a) 34 minutes (b) 36 minutes (c) 38 minutes (d) 40 minutes

5. The difference between 6 times and 8 times of a figure is 14. What is the figure?

(a) 12 (b) 9 (c) 7 (d) 6

6. If 92y = 36 what is 9y?

(a) 4 (b) 6 (c) 9 (d) 18

7. One fourth percent of 180 is:

(a) 4.5 (b) 0.45 (c) 0.045 (d) 45

8. A candidate appearing for an examination has to secure 40% marks to pass paper I. But he secured only 40 marks and failed by 20 marks. What is the maximum mark for paper I?

(a) 100 (b) 200 (c) 180 (d) 150

9. Find the missing number 32, 52, 74, 112, 135 ……………

(a) 16 (b) 15 (c) 17 (d) 14

10. If 250 is increased to 300, what is the percentage increase?

(a) 16.67 (b) 20 (c) 23 (d) 17

11. The ratio of 9 seconds to 10 hours is ………….

(a) 1:40 (b) 1:4000 (c) 9:10 (d) 1:400

12. A person lost 10% when he sold goods at Rs.153. For how much should he sell them to gain 20%?

(a) 204 (b) 250 (c) 240 (d) 210

13. What will be xy if 7862xy is to be divisible by 125?

(a) 25 (b) 00 (c) 75 (d) 50

14. A train of 100 meters long is running at the speed of 36 km per hour. In what time it passes a bridge of 80 meters long?

(a) 30 seconds (b) 36 seconds (c) 20 seconds (d) 18 seconds

15. If two-third of a bucket is filled in one minute then the time taken to fill the bucket completely will be …….

(a) 90 seconds (b) 70 seconds (c) 60 seconds (d) 100 seconds

16. If a quarter kilogram costs Rs. 60 then how much will cost for 150 grams?

(a) Rs. 30 (b) Rs. 24 (c) Rs. 36 (d) Rs. 40

17. If 3 men or 6 boys can do a piece of work in 20 days then how many days with 6 men and 8 boys take to do the same work?

(a) 5 (b) 8 (c) 10 (d) 6

18. Find the sum of first 100 natural numbers

(a) 5050 (b) 5005 (c) 9900 (d) 9050

19. Two poles of height 6 meters and 11 meters stand on a plane ground. If the distance between their feet is 12 meters then find the difference in the distance between their tops:

(a) 12m (b) 5m (c) 13m (d) 11m

20. How many balls of radius 4 cm can be made from a solid sphere of lead of radius 8 cm?

(a) 4 (b) 8 (c) 16 (d) 2

21. The solution to x2 +6x+9 = 0 is ……..

(a) x1 = + 3, x2 = -3 (b) x1 = 3, x2 = 3

(c) x1 = -3, x2 = -3 (d) No solution

22. What is the chance of getting a 2 or 4 in rolling a die?

(a) 2/3 (b) 1/6 (c) 1/3 (d) 1/2

23. At what rate of simple interest per annum an amount will be doubled in 10 years?

(a) 10% (b) 7.5% (c) 16% (d) 15%

24. Five times an unknown number is 5 less than 50. The unknown number

(a) 10 (b) 11 (c) 9 (d) 5

25. The acute angle between the hour hand and minute hand of a clock at 4 PM

(a) 900 (b) 1200 (c) 1500 (d) 2400

26. Water is filled in a cylindrical vessel in such a way that its volume doubles after every five minutes. If it takes 30 minutes for the vessel to be full, then the vessel will be one fourth full in

(a) 20 minute (b) 25 minutes

(c) 7 minutes 30 seconds (d) 10 minutes

27. If 10 cats can kill 10 rats in 10 minutes how long will it take 100 cats to kill 100 rats

(a) 1 minutes (b) 10 minute (c) 100 minutes (d) 10000 minutes

28. If 75 % of a number is added to 75, the result is the number itself, then the number is:

(a) 250 (b) 750 (c) 400 (d) 300

29. A school has enough food for 400 children for 12 days. How long will the food last if 80 more children join them?

(a) 6 days (b) 7 days (c) 10 days (d) 8 days

30. The sum of two consecutive numbers is 55, which is the largest number?

(a) 25 (b) 28 (c) 26 (d) 27

31. When a shop keeper sold 2/3 of an item, he got the cost price of the whole lot. What is the percentage of his profit?

(a) 33 1/8 % (b) 66 2/3 % (c) 25 % (d) 50 %

32. The perimeter of a rectangular field is 480 meters and the ratio between the length and breadth is 5:3. The area of the field is:

(a) 7,200m2 (b) 15,000m2 (c) 54,000m2 (d) 13,500m2

33. If you add 100 to a certain number, the result will be more than, if you multiply that number by 1000 what is that number?

(a) 1.5 (b) 1.0 (c) 2.5 (d) 2.0

34. A student has to secure 40 % marks to pass. He gets 150 marks and fails by 30 marks. What is the maximum marks?

(a) 400 (b) 500 (c) 475 (d) 450

35. The circumcentre of an obtuse triangle will always be in the

(a) Interior of the triangle

(b) Midpoint of the diameter

(c) Exterior of the triangle

(d) Midpoint of the side of the triangle

36. What is the degree measure of a semicircle?

(a) 360 (b) 90 (c) 270 (d) 180

37. Which among the following is the point of intersection of the medians of a triangle?

(a) Circumcentre (b) Centroid (c) Orthocenter (d) Incentre

38. The height of a cone and its base diameter are equal. If the base radius is ‘r’ what is its slant height?

(a) 3r (b) 4r (c) ?5r (d) ?3r

39. The radii of two spheres are in the ratio 2:3. What is the ratio of their surface areas?

(a) 4:9 (b) 2:3 (c) 8:27 (d) 4:6

40. What is the common ratio of the progression 3?2, 6, 6?2 ?

(a) 3 (b) 2 (c) ?2 (d) ?3

41. In class of 100 students 50 students passed in Mathematics and 70 passed in English, 5 students failed in both Mathematics and English. How many students passed in both the subjects?

(a) 25 (b) 30 (c) 50 (d) 45

42. Speed of a boat in still water is 9 km/hr. It goes 12 km down stream and comes back to the starting point in three hours.What is the speed of water in the stream?

(a) 3 km/hr (b) 4 km/hr (c) 4.5 km/hr (d) 5 km/hr

43. A student was asked to add 16 and subtract 10 from a number.He by mistake added 10 and subtracted 16. If his answer is 14 what is the correct answer?

(a) 20 (b) 26 (c) 30 (d) 32

44. Find the area of a right angled triangle whose hypotenuse is 10 cm and base 8 cm.

(a) 48 sq.cm (b) 34 sq.cm (c) 24 sq.cm (d) 42 sq.cm

45. Find the next term of the series: 3, 6, 9, 18, 27, 54, ……

(a) 81 (b) 69 (c) 63 (d) 57

46. A number consists of 20 plus 20% of its value. The number is:

(a) 20 (b) 22 (c) 25 (d) 30

47. 20% of 5 + 5% of 20 =

(a) 5 (b) 2 (c) 6 (d) 21

48. The angle between the minute hand and the hour hand of a clock, when the time is 8.30

(a) 800 (b) 600 (c) 1050 (d) 750

49. Rs. 1581 is divided among A, B and C in the ratio 10 : 15 : 6. What is the share of B?

(a) 306 (b) 765 (c) 700 (d) 510

50. The sum of four consecutive counting numbers is 154. Find the smallest number:

(a) 36 (b) 37 (c) 38 (d) 31

Answers

1 A 11 B 21 C 31 D 41 A

2 B 12 A 22 B 32 D 42 A

3 A 13 D 23 A 33 B 43 B

4 B 14 D 24 C 34 D 44 C

5 C 15 A 25 B 35 C 45 A

6 B 16 C 26 A 36 D 46 C

7 C 17 D 27 B 37 B 47 B

8 D 18 A 28 D 38 C 48 D

9 C 19 C 29 C 39 C 49 B

10 B 20 B 30 B 40 C 50 B

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General Awareness

1. The Govt. of India has taken a decision to open more IITs during the year 2008-09. These IITs will be in which of the following groups of States?
(A) Bihar,Rajasthan,Andhra Pradesh
(B) Andhra Pradesh,Orissa,Karnataka
(C) Karnataka,Tamilnadu,Kerala
(D) Uttar Pradesh,Madhya Pradesh,Bihar
(E) None of these
ANS (A)
2. Which of the following is /are NOT the highlights of the Union Budget 2008-09 ?
(1) A risk Capital fund is to be set up and maintained by one of the financial Institutes.
(2) Allocation for defence is reduced by 10% to make it Rs. 10,000 Crore.
(3) Several new scheme to be introduced for providing social security to the people in unorganized sectors.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) & (2)
(E) All 1,2 & 3
ANS (B) The amount allocated for for defence in the budget 2008-09 is Rs. 105600 Crore which is higher than that in the Budget 2007-08.
3. To help farming community the Govt. of India has decided to raise the minimum support price of Paddy for current Kharif marketing season. What is that Price ?
(A) Rs. 800/quintal
(B) Rs. 900/quintal
(C) Rs. 950/quintal
(D) Rs. 1200/quintal
(E) none of these
ANS (D) The purchase price recommended by the CACP fOR The Crop Year 2008-09 for general category Rice is Rs. 1000 per quintal and for A- Grade is Rs. 1050 per quintal.
4. Wchich of the following is the correct definition of the term commercial paper ?
(1) It is nothing but the popular name of the judicial stamp papers used to register financial transactions.
(2) It is one of the instrument through which corporate raise debt from the market.
(3) It is the name of the "Certificate of Deposits" provided by the banks to its retail customers.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) & (2)
(E) All (1),(2) & (3)
ANS (B)
5. As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at which of the following levels? Approximately---
(A) 70%
(B) 75%
(C) 98%
(D) 90%
(E) 81%
ANS (E) As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at 81.4% .
6. As per the new figures released in recent past what has been the ratio of taxes to gross domestic product (Tax-GDP)in 2007-08 ? Approximately ---
(A) 8%
(B) 9%
(C) 10-%
(D) 11.5%
(E) 12.5%
ANS (E)
7. Which of the following companies has got "Navratna Status" recently ?
(A) National Mineral Development Corporation (NMDC)
(B) National Textile Corporation (NTC)
(C) Maruti Udyog Ltd.
(D) IDBI Bnak Ltd.
(E) None of these
ANS (A)
8. Who amongst the following established the "Anandvan" a rehabilitation centre for Leprocy patients in Maharashtra ?
(A) Baba Amte
(B) Pandurang Shashtri Athawle
(C) Medha Patkar
(D) Asaram Bapu
(E) None of these
ANS (A)
9. Thaksin Shinawatra's name is associated with which of the follwing countries ?
(A) Singapore
(B) Thailand
(C) North Korea
(D) Soth Korea
(E) None of these
ANS (B)
10. Who amongst the following agreed to supply aircraft carrier "Gorshkov" to India for its defense services ?
(A) Russia
(B) France
(C) Germany
(D) Italy
(E) None of these
ANS (A)
11. Bhupen Hazarika is the recipient of the life time achievement award and is provided the status of the cabinet minister . Which of the following Stae Govt. has honoured him in this manner ?
(A) Orissa
(B) Assam
(C) West Bengal
(D) Maharashtra
(E) None of these
ANS (B)
12. Who amongst the following is the recipient of the "Kishore Kumar Award" given by the Madhya Pradesh Govt. ?
(A) Shabana Azmi
(B) Amitabh Bachchan
(C) Manoj Kumar
(D) Dev Anand
(E) None of these
ANS (C)
13.The Under -19 Cricket world cup 2008 was won by which of the following contries ?
(A) Malysia
(B) India
(C) Pakistan
(D) Australia
(E) England
ANS (B) India defeated South Africa in the final match by seven runs.
14. Who amongst the following was the chief guest in India's Republic Day Function ?
(A) Samak Sundaravej
(B) Gordon Brown
(C) Boris Tadic
(D) Nikolas Sarkozy
(E) None of these
ANS (E)
15. Who amongst the following is the recipient of Padma Vibhushan given away recently ?
(A) Anu Malik
(B) Shan
(C) Asha Bhosle
(D) Sonu Nigam
(E) None of these
ANS (C)
16. Which of the following Staes tops in primary ,upper primary education in India ?
(A) Tamilnadu
(B) Haryana
(C) Gujarat
(D) Kerala
(E) None of these
ANS (D)
17. The 11th five year paln wishes to raise the existing 2% growth in agriculture and allied activities to which of the following levels by the year 2012 ?
(A) 8%
(B) 6%
(C) 5%
(D) 4%
(E) None of these
ANS (D)
18. As a policy the Reserve Bank of India wishes to contain inflation at which of the following levels ?
(A) 5%
(B) 4.5%
(C) 4%
(D) 6%
(E) None of these
ANS (A)
19. World Day of Water is observed on which of the following days ?
(A) March 22
(B) February 22
(C) January 22
(D) May 22
(E) None of these
ANS (A)
20. Who amongst the following players has completed 16000 runs in One Day International Cricket matches recently ?
(A) Anil Kumble
(B) Rahul Dravid
(C) Saurav Ganguly
(D) Irfan Pathan
(E) Sachin Tendulkar
ANS (E)
21. Why was the name of Anatolyevic Medvedev in news recently ?
(A) He has taken over as the president of Russia
(B) He has taken over as the prime minister of Russia
(C) He is the new president of South Korea
(D) He is the new prime minister of South Korea
(E) None of these
ANS (A)
22. International Desert Festival 2008 was organized in February 2008 in ---
(A) Bhuj Ganganagar
(B) Ganganagar
(C) Bikaner
(D) Jaisalmer
(E) None of these
ANS (D)
23. The first ever Youth Olympic Games are scheduled to be held in 2010. These games will be orgsnized in --
(A) Moscow
(B) New Delhi
(C) Beijing
(D) Quala Lumpur
(E) None of these
ANS (E) The first ever Youth Olympic Games are scheduled to be held in 2010 in Singapore.
24. Who amongst the following has taken over as the president of Serbia ?
(A) Raul castro
(B) Stefen Spielberg
(C) Boris Tadic
(D) Jose Manual Ramos Horta
(E) None of these
ANS (C)
25. The general election in Iran are due in 2008. Iran elects its parliament for a period of ---
(A) 2 years only
(B) 3 years only
(C) 4 years only
(D) 5 years only
(E) 6 years only
ANS (C)
26. Luciana Aymar who aws adjudged the world hockey player 2007 is from which of the following countries ?
(A) Germany
(B) Argentina
(C) Italy
(D) Russia
(E) None of these
ANS (B)
27. which of the following State Government has decided to provide ownership rights to Tribal over forest land being cultivated by them since last 10 years ?
(A) Madhya Pradesh
(B) Uttar Pradesh
(C) Maharashtra
(D) Andhra Pradesh
(E) None of these
ANS (A)
28. Which of the following committees recommended the revival of Cooperative Credit Institutions in States ?
(A) Vaidyanathan Committee
(B) Rangrajan Committee
(C) Sachchar Committee
(D) Rakesh Mohan Committee
(E) None of these
ANS (A)
29. As we all know the Chinese economy is a booming economy and its export have played a significant role in it. What was the share of China's Export as compared to its GDP in 2007 ?
(A) 20%
(B) 30
(C) 40%
(D) 50%
(E) None of these
ANS (C)
30. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating -------
(A) Railways
(B) Haryana
(C) Mharashtra
(D) Guajarat
(E) Uttar Pradesh
ANS (E)
31. Gagan Nrang , who got a silver medal in an International Championship held in Munich,is a/an ---
(A) 100 metre runner
(B) Badminton Player
(C) Chess Player
(D) Swimmer
(E) Air Fifle Shooter
ANS (E)
32. As per the decision taken by the Govt. of India two financial inclusion funds are set up with an overall corpus of Rs. 500 Crore each. These funds- financial inclusion fund and financial inclusion technology funds are to be set up by the initial contribution made by the --
(A) SIDBI,NABARD & UTI
(B) NABARD,UTI & RBI
(C) Govt. of India,NABARD & RBI
(D) SIDBI,Govt. of India & IDBI Bank
(E) None of these
ANS (C)
33. As per the Govt. Policy the provision of the subsidy for interest subvention to Coopeartive Sugar Mills is done by which of the following agencies/organizations ?
(A) Commission for Agriculture cost & price
(B) Nationa Bank for Agriculture & Rural Development
(C) Ministry of Agriculture
(D) Natioanl Commission on Farmers
(E) None of these
ANS (B)
34. Banks these days have launched a new scheme product known as "Reverse Mortage" . The scheme is designed keeping which of the following groups of society in consideration ?
(A) Youngers who have just started earning
(B) Defense personnel whose life is always at high risk
(C) Senior Citizen
(D) Women who do not have independent source of income
(E) None of these
ANS (C)
35. Which of the following countries is governed by the Norweigen-mediated ceasefire Agreement to end its dispute with a group of rebellions ?
(A) Nepal
(B) Myanmar
(C) Afghanistan
(D) Sri Lanka
(E) None of these
ANS (D)
36. As per the news report SEBI has allowed short selling by FIs/MFs from ist February,2008 . What is "Short Selling" ?
(1) Selling of shares that the seller does not own at the time of trading
(2) Selling of shares on the same day or on the day they were alloted to the trader.
(3) Selling of shares on a much lower price due to turbulent market situations
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (A)
37. Prime minister os India on his visit to China a few months back signed a detailed agreement with the sama. What is/are the major highlights of the agreement ?
(1) Both the countries agreed to continue high level exchange of views. Indian President is invited to China.
(2) India to host joint millitary exercise in 2008.
(3) India has decided to raise the issue of Tibet in UNO. China has agreed for the same.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) Only 3
(E) All 1,2 & 3
ANS (C)
38. As per the reports in the leading newspapers Securities & Exchange Board of India (SEBI) has asked the Mutual Fund Industry to stop "MISSELLING" their scheme to investors. What is misselling of Products ?
(1) Misselling takes place when mutual funds are sold without telling the likely returns.
(2) When agents sell the products without telling investors what are the risk involved in investing in mutual funds.
(3) When agents invest somebody's money in mutual funds without their knowledge , it is called Misselling.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (B)
39. The sensitive Index of the Bombay Stock Exchsange keeps on changing positively and negatively both. Which of the following is/are the main reasons which contributed for his sudden change in the same ?
(1) Higher GDP growth
(2) Continuous foreign funds flow
(3) High volume of forex reserves
(4) Only 1 Recession in USA
(A) Only 1 & 2
(B) Only 2 & 3
(C) Both 3 & 4
(D) Only 2
(E) All 1,2 ,3 & 4
ANS (B)
40. The USA , as reported in the leading newspapers is proceeding towards 'recession'. What happens when an economy goes in the grip of 'recession'?
(1) GDP growth slow down
(2) People lose their jobs
(3) Foreign exchange reserve goes up substantially as lot of loans/grants star pouring in .
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS (D)

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NUMERICAL ABILITY

Directions—(Q. 1 to 25) What should come in place of the question-mark (?) in the following questions ?
1. 15·36 ´ 2·8 + 7·6 = ?
(A) 326·86 (B) 42·364
(C) 50·608 (D) 36·34
(E) None of these
2. 846 + 281 + (?) + 252 = 681
(A) 446 (B) 698
(C) – 446 (D) – 698
(E) None of these
3. = ?
(A) 0·8 (B) 8·10
(C) 10·5 (D) 0·81
(E) None of these
4. 39114 ÷ 246 ´ ? = 6201
(A) 37 (B) 39
(C) 43 (D) 41
(E) None of these
5. ´ + (85)2 = ?
(A) 7270 (B) 7280
(C) 7260 (D) 7250
(E) None of these
6. (7)3 ´ (3)3 ÷ (6)2 = ?
(A) 12348 (B) 85·75
(C) 1543·5 (D) 257·25
(E) None of these
7. ´ (?) =
(A) (B)
(C) (D)
(E) None of these
8. 39% of ? – 24% of 390 = 171·60
(A) 650 (B) 580
(C) 740 (D) 630
(E) None of these
9. 8736 + 9121 + 4867 + 3308 = ?
(A) 26032 (B) 26320
(C) 23062 (D) 22603
(E) None of these
10. = ?
(A) 59 (B) 67
(C) 61 (D) 57
(E) None of these
11. 7 – 6 = ?
(A) 1 (B) 1
(C) 1 (D) 1
(E) None of these
12. = ?
(A) (B) 4
(C) (D) 2
(E) None of these
13. (666 ´ 66 ´ 6) ÷ ? = 499·5
(A) 462 (B) 532
(C) 540 (D) 396
(E) None of these
14. 3120 + ? ÷ 12·5 = 3563·36
(A) 5542 (B) 5446
(C) 5452 (D) 5354
(E) None of these
15. 449 ´ 367 = ?
(A) 164783 (B) 165681
(C) 164416 (D) 164049
(E) None of these
16. ´ = ?
(A) (B)
(C) (D)
(E) None of these
17. (51)2 – (47)2 + (32)2 = ?
(A) 3786 (B) 2596
(C) 1416 (D) 1296
(E) None of these
18. ÷ 4 ´ 26 = 247
(A) 1764 (B) 1296
(C) 1444 (D) 1369
(E) None of these
19. 0·576 + 2·4 ´ 1·5 = ?
(A) 2·874 (B) 4·276
(C) 2·8824 (D) 4·476
(E) None of these
20. = 17(?)
(A) 1·62 (B) 2·64
(C) 11·1 (D) 29·06
(E) None of these
21. ? + 3229 = 17368 – 4454
(A) 9676 (B) 9445
(C) 9658 (D) 9585
(E) None of these
22. ´ = ?
(A) 2793 (B) 2842
(C) 2679 (D) 2891
(E) None of these
23. ´ ? + 595 = 833
(A) 4480 (B) 4352
(C) 4608 (D) 4096
(E) None of these
24. 815964 – 697826 – 9674 – 6542 = ?
(A) 109122 (B) 101292
(C) 101922 (D) 110922
(E) None of these
25. (7928 – ?) ÷ 84 ´ 12 = 888
(A) 1705 (B) 1698
(C) 1710 (D) 1712
(E) None of these
26. Find out the average of the given numbers.
356, 449, 51, 652, 533, 105, 122
(A) 307 (B) 315
(C) 412 (D) 324
(E) None of these
27. The multiplication of two con-secutive numbers is 8556. What is the smaller number among them ?
(A) 94 (B) 92
(C) 91 (D) 93
(E) None of these
28. An amount of rupees 4500 is to be distributed among Shrikant, Ramakant and Bikrant in the ratio of 3 : 7 : 5 respectively. If Rs. 500 is added to each of the share, the new ratio will become…… ?
(A) 7 : 10 : 13 (B) 9 : 16 : 13
(C) 2 : 4 : 3 (D) 4 : 5 : 2
(E) None of these
29. If (67)2 is added to the square of a number, the addition thus obtained is 6605. What is that number ?
(A) 45 (B) 51
(C) 46 (D) 39
(E) None of these
30. What approximate value should come in place of the question-mark (?) in the following ques-tion ?
7686 ´ 19 ÷ (17)2 = ?
(A) 505 (B) 485
(C) 545 (D) 575
(E) 615
31. If an amount of Rs. 39,856 is distributed equally amongst 18 persons, how much approximate amount would each person get ?
(A) Rs. 2,214 (B) Rs. 2,524
(C) Rs. 2,124 (D) Rs. 2,343
(E) Rs. 2,254
32. The difference between a two-digit number and the number obtained by interchanging the two-digits of the same number is 9. The sum of the digits of the two-digit numbers is 17. What is the product of the two-digits of the two-digit number ?
(A) 64
(B) 63
(C) 72
(D) Cannot be determined
(E) None of these
33. What is 260% of 6680 ?
(A) 18036 (B) 18704
(C) 16700 (D) 17368
(E) None of these
34. What amount of compound interest can be obtained on an amount of Rs. 18,000 at the rate of 10 p.c.p.a. at the end of three years ?
(A) Rs. 5,628 (B) Rs. 5,400
(C) Rs. 5,940 (D) Rs. 5,858
(E) None of these
35. What should come in place of the question-mark (?) in the follow-ing number series ?
19 36 70 ? 274 546
(A) 142 (B) 138
(C) 136 (D) 140
(E) None of these
36. The difference between 60% of a number and 20% of the same numbr is 316. What is 35% of that number ?
(A) 270·5 (B) 285·5
(C) 276·5 (D) 275
(E) None of these
37. The average of 4 positive integers is 52·5. The highest integer is 76 and the lowest integer is 34. The difference between the remain-ing two integers is 4. Which of the following integers is higher of the remaining two integers ?
(A) 52
(B) 54
(C) 48
(D) Cannot be determined
(E) None of these
38. The ratio of the length and the breadth of a rectangular plot is 9 : 8 respectively. The area of the plot is 3528 sq. metres. What is the perimeter of the rectangular plot ?
(A) 256 metres
(B) 119 metres
(C) 238 metres
(D) 126 metres
(E) None of these
39. What is 876 times 779 ?
(A) 68214 (B) 68824
(C) 628402 (D) 682514
(E) None of these
40. The total number of students studying in a school is 10396. The ratio of the total number of girls to the total number of boys studying in the school is 52 : 61 respectively. What is the total number of girls studying in the school ?
(A) 4874 (B) 4784
(C) 5216 (D) 5612
(E) None of these
41. The present age of Mr. Deepak is 3 times the present age of his son. Five years hence the ratio of their ages will be 34 : 13 respecti-vely. What is the present age of Mr. Deepak ?
(A) 63 years (B) 68 years
(C) 58 years (D) 60 years
(E) None of these
42. In an examination it is required to get 36% of the aggregate marks to pass. A student gets 174 marks and is declared failed by 96 marks. What is the maximum aggregate marks a student can get ?
(A) 750
(B) 650
(C) 600
(D) Cannot be determined
(E) None of these
43. In the following number series one number is wrong. Find out the wrong number—
13 16 22 31 42 58
(A) 16 (B) 42
(C) 22 (D) 31
(E) None of these
44. The average of 5 consecutive even numbers A, B, C, D and E is 66. What is the product of B and E ?
(A) 4352 (B) 4340
(C) 4620 (D) 4224
(E) None of these
45. Shri Verma invests Rs. 14500 for 6 years at the certain rate of simple interest. After 6 years his invested sum becomes Rs. 21460. Find out the rate of interest per annum—
(A) 4% p.a. (B) 10% p.a.
(C) 6% p.a. (D) 8% p.a.
(E) None of these
46. The cost of 4 digital cameras and 6 mobile phones is Rs. 51,365. Find out the cost of 12 digital cameras and 18 mobile phones—
(A) Rs. 1,74,500
(B) Rs. 5,13,650
(C) Rs. 1,54,095
(D) Can’t be determined
(E) None of these
47. In how many ways 7 children can be seated in the available 7 seats ?
(A) 4050 (B) 1680
(C) 840 (D) 5040
(E) None of these
48. If x + y = 11 and xy = 28, find out the value of the expression
(x)2 + (y)2.
(A) 63
(B) 56
(C) 65
(D) Can’t be determined
(E) None of these
49. In a canteen 238 kgs. of rice is required for a week. How much rice is required for 49 days ?
(A) 1715 kg (B) 1764 kg
(C) 1568 kg (D) 1617 kg
(E) None of these
50. The circumference of a circular plot is 484 metre. Find out the area of that circular plot—
(A) 15246 metre2
(B) 18634 metre2
(C) 20328 metre2
(D) 13552 metre2
(E) None of these
Answers with Explanations
1. (c) 2. (D) 3. (e) 4. (b) 5. (a)
6. (d) 7. (b) 8. (e) 9. (a) 10. (c)
11. (b) 12. (d) 13. (e) 14. (A) 15. (a)
16. (d) 17. (c) 18. (c) 19. (e) 20. (b)
21. (e) 22. (a) 23. (b) 24. (c) 25. (d)
26. (d)
27. (b) Let the first numbr be ‘n’, then from problem,
n (n + 1) = 8556
n2 + n – 8556 = 0
n2 + 93n – 92n – 8556 = 0
n (n + 93) – 92 (n + 93) = 0
(n + 93) (n – 92) = 0
Either, n = – 93
or n = 92
But the value of n cannot be less than zero i.e. negative.
n = 92
Thus the two numbers are 92 and 93, among them 92 is smaller one.
28. (e) From Problem,
The amount to be given to Shrikant
= = Rs. 900
Similarly Ramakant’s share
= = Rs. 2100
and Bikrant’s share =
= Rs. 1500
Required ratio
= (900 + 500) : (2100 + 500) : (1500 + 500)
= 1400 : 2600 : 2000
= 7 : 13 : 10
29. (C) Let the required number be ‘n’, then from problem,
(67)2 + n2 = 6605
n2 = 6605 – 4489
= 2116
n = = 46
30. (a)
31. (a) From problem,
The amount which is to be given to each of persons
=
= 2214·222 … Rs. 2214
32. (c) Let the original two digit number be (10x + y), where y and x are the unit digit and tens digit respectively.
The number obtained by chang-ing the place of the digits of the original two digit number
= (10y + x)
From problem, we have
(10x + y) – (10y + x) = 9
9 (x – y) = 9
i.e. (x – y) = 1 …(i)
Again from problem,
x + y = 17 …(ii)
Solving equation (i) and (ii), we get
x = 9
and y = 8
\ Required product
= x ´ y
= 9 ´ 8 = 72
33. (d) Required number
= 6680 ´ 2·6
= 668 ´ 26
= 17368
34. (e) We know
A = p t
Here, A = 18000 3
= 18000 ´ 3
= 18 ´ 11 ´ 11 ´ 11
= 23958
\ Compound Interest (C. I.)
= A – p
= 23958 – 18000
= Rs. 5958
35. (b)
36. (c) Let the number be ‘n’, then from problem,
(60% – 20%) of n = 316
40% of n = 316
35% of n = ´ 35
= 276·5
37. (a) Let the 4 positive integers, kept in descending order be a, b, c and d respectively. Then from problem,
a + b + c + d = 4 ´ 52·5
= 210
76 + (b + c) + 34 = 210
(b + c) = 100 …(i)
Again from problem,
b – c = 4 …(ii)
Solving (i) and (ii), we get
b = 52
and c = 48
Required answer = b = 52
38. (c) Let PQRS be any rectangular plot in which its length PQ = 9x mts. and the breadth QR = 8x mts.
From the geometry of the figure,
Area (PQRS) = 9x ´ 8x
3528 = 72 x2
x2 = = 49
x = 7
Perimeter of the rectangular plot
= 2 (9x + 8x)
= 2 ´ 17x
= 34 ´ 7
= 238 metres
39. (e) 779 ´ 876 = 682404
40. (b) From problem,
The total no. of students in the school = 10396
and ratio of no. of girls : boys
= 52 : 61
The total no. of girls in that school
=
=
= 92 ´ 52 = 4784
41. (a) Let the present age of Deepak’s son = x years.
Then from problem,
Deepak’s present age = 3x years
=
39x + 65 = 34x + 170
5x = 105
x = 21
Deepak’s present age = 3x
= 3 ´ 21 = 63 years
42. (a)
43. (b)
Thus in the given no. series 42 is wrong. Instead of 42, the correct no. is = 31 + 12 = 43.
44. (e) From problem,
A + B + C + D + E = 66 ´ 5 = 330
Let the 1st even number A be n, then
n + (n + 2) + (n + 4) + (n + 6) + (n + 8) = 330
5n + 20 = 330
5n = 310
n = 62
Thus the required product
= B ´ E = (n + 2) ´ (n + 8)
= 64 ´ 70 = 4480
45. (d) Using the formula,
S.I. =
(21460 – 14500) =
= r
r = 8
Hence the rate of interest per annum = 8%.
46. (c) From problem,
The cost of 4 Digital Cameras + 6 Mobile Phones = Rs. 51365
The cost of 4 Digital Cameras + 6 Mobile Phones ´ 3 = Rs. 51365 ´ 3
The cost of 12 Digital Cameras and 18 Mobile phones
= Rs. 1,54,095
47. (d)

48. (c) From problem,
x + y = 11,
and xy = 28
Now, (x + y)2 = x2 + y2 + 2xy
(11)2 = x2 + y2 + (2 28)
x2 + y2 = 121 – 56
x2 + y2 = 65.
49. (e) From problem,
Required weight of rice for 49 days
= 238 = 1666 kg
50. (b) Let r be the radius of the circular plot then from problem,
The circumference of the circular plot = 484 m
2pr = 484
r = 484
= 77 metre
Area of the circular plot = pr2
= (77)2
= 18634 m2

Labels: EXAM PAPERS, LIC (ADO) RECRUITMENT EXAM SOLVED PAPER0 comments

Oriental Bank of Commerce Probationary Officers Soved Paper

Posted by Free Exam Original PaperThursday, July 3, 2008 at 10:12 PM

ORIENTAL BANK OF COMMERCE PROBATIONARY

OFFICERS SOLVED PAPER

(Held on 16–3–2008)

GENERAL AWARENESS

1. Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ?

(A) Pakistan

(B) India

(C) West Indies

(D) South Africa

(E) Sri Lanka

2. In order to give impetus to agri-culture which of the following states has launched Contract Farming Scheme ?

(A) Jammu and Kashmir

(B) Orissa

(C) West Bengal

(D) Haryana

(E) None of these

3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is asso-ciated with :

(A) Archery

(B) Badminton

(C) Table tennis

(D) Swimming

(E) None of these

4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ?

(A) R. Hadlee

(B) Kapil Dev

(C) Anil Kumble

(D) Shane Warne

(E) Mutthiah Muralidharan

5. Late Benzair Bhutto was associa-ted with which of the following political parties ?

(A) Muslim League

(B) Pakistan National Congress

(C) Pakistan People’s Party

(D) National Forum of Pakistan

(E) None of these

6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ?

(A) South Africa

(B) Russia

(C) South Korea

(D) Vietnam

(E) China

7. Which of the following is not considered as a green House Gas ?

(A) Methane

(B) Carbon dioxide

(C) Nitrous oxide

(D) Oxygen

(E) All these are not green house gases

8. Which of the following terms is not a financial term ?

(A) Investment

(B) El Nino effect

(C) Core banking Solution

(D) RTGs

(E) All are financial terms

9. Who amongst the following is the Chairperson of the 13th Finance Commission ?

(A) Dr. C. Rangarajan

(B) Dr. Bimal Jalan

(C) Dr. Rakesh Mohan

(D) Dr. Vijay Kelkar

(E) None of these

10. The Green revolution in India was the outcome of the efforts of who amongst the following ?

(A) Dr. M. S. Swaminathan

(B) Dr. C. Rangarajan

(C) Mr.K. V. Kamath

(D) Dr. Rakesh Mohan

(E) None of these

11. Which of the following is a project to develop watersheds in India ?

(A) DRDO

(B) CARE

(C) AVARD

(D) NWDPRA

(E) None of these

12. Who amongst the following is the author of the book ‘The Namesake’ ?

(A) Salman Rushdie

(B) Steve Waugh

(C) Monica Ali

(D) V. S. Naipaul

(E) Jhumpa Lahiri

13. Which of the following countries launched its first Lunar Orbiter ‘Change–I’ ?

(A) India

(B) South Korea

(C) China

(D) France

(E) None of these

14. Who amongst the following is ranked No. 1 Tennis players amongst the women players ? (as per recent ranking)

(A) Maria Sharapova

(B) Ana Ivanovic

(C) Sania Mirza

(D) Justine Henin

(E) None of these

15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its prestigious ‘Life Time Achieve-ment Award’ given away recen-tly ?

(A) Amitabh Bachchan and Jaya Bachchan

(B) Rajesh Khanna and Dilip Kumar

(C) Asha Bhosle and Lata Man-geshkar

(D) Lata Mangeshkar and Dilip Kumar

(E) None of these

16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT) a delivery service launched by the bank. Why banks advocate for such delivery channels ?

1. It is a system in which no physical transfer takes place hence risk is very low.

2. In this system banks are not required to transfer any money actually to the account of the customer. Only book adjustment is done. Hence actual fund is not needed.

3. This facility is available to anybody at any place. Even having a bank account is not at all necessary.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) All (1), (2) and (3) are correct

17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was conferred upon whom amongst the following ?

(A) Prof. Wangari Maathai

(B) Mr. Phillips Talbot

(C) Mr. Damilo Turk

(D) Ms. Doris Lessing

(E) None of these

18. As reported in the newspapers China has asked its banks to put 12·5% money instead of earlier 12% as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to take this step again and again and so frequently ?

1. It will put a curb on lending of the money by the banks.

2. It will help Govt. of China to tame the rate of inflation.

3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for acti-vities of the social sector.

(A) Only (1) is correct

(B) Only (2) is correct

(C) All (1), (2) and (3) are correct

(D) Only (3) is correct

(E) Both (1) and (2) are correct

19. NRI Day is observed on which of the following days ?

(A) 9th February

(B) 9th January

(C) 19th February

(D) 19th March

(E) 9th March

20. Which of the following isnot a mode of foreign capital inflow to India ?

(A) FDI

(B) FII

(C) NRI Accounts

(D) No Frills Accounts

(E) All these are valid for foreign capital inflow

21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following is true about the same ?

1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve millennium Goals.

2. EU will plead India’s case of more subsidy to agro sector in WTO meets.

3. Both the parties reaffirmed their commitment to the rule based multilateral trading system.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (3) are correct

(E) All (1), (2) and (3) are correct

22. Mr. Kevin Rudd is the new :

(A) President of Australia

(B) Prime Minister of Australia

(C) President of Argentina

(D) Prime Minister of Argentina

(E) Secretary General of UNO

23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the following places in Novem-ber 2007 ?

(A) Kampala

(B) London

(C) New Delhi

(D) Perth

(E) None of these

24. As per the reports published in the news papers/magazines the overall credit (credit by banks) grew by over Rs. 1,00,000 crores in 2005-06 and 2006-07. Which of the following sectors was one single main contributor to this boom ?

(A) Housing and real estate sector

(B) Agriculture sector

(C) Business loans to doctors and account professionals

(D) Manufacturing Sector

(E) None of these

25. Many times we see banks adver-tise—“Anywhere Banking : Any-time Banking”. Which of the following products/facilities launched by banks make it possible for the customers to avail banking services 24 hours all seven days ?

1. ATM

2. Internet Banking

3. Universal Cheque book facility

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

26. Which of the following organiza-tion/agencies has asked all the banks in India to form customer service panels at branch levels ?

(A) Indian Bank’s Association

(B) Reserve Bank of India (RBI)

(C) Supreme Court of India

(D) Securities and Exchange Board of India (SEBI)

(E) None of these

27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to restrict functioning of Partici-patory Notes (P-Notes) in Indian Stock Markets. Why are P-Notes considered dangerous for the financial markets of a country ?

1. This allows a foreign inves-tor to invest funds without knowing the history/finan-cial health of a company. If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring a bad name to the country.

2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Custo-mer (KYC) norms. Hence money invested here may not be from a valid and legal source.

3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for investment they are sending it in bulk. Hence cost of such investments is very high and it is not commercially viable for banks to accept such investments.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) None of these

28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry, what is the status of NPAs at present ?

1. There are no NPAs now as not a single loan of Rs. 5 lakhs and above is given by the bank without proper paperwork.

2. As reported of 2006-07 the NPAs have declined.

3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows. Hence NPAs in private and personal bank-ing area are ‘zero’ where as in industrial credit sector NPAs are still at the level of 22 per cent.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Both (1) and (2) are correct

(D) Only (3) is correct

(E) None of these

29. Which of the following car com-panies has launched a small cheaper car ‘Nano’ ?

(A) Maruti Suzuki Udhyog Ltd.

(B) Hyundai Motor India Ltd.

(C) Tata Motors Ltd.

(D) Hindustan Motors Ltd.

(E) None of these

30. The Govt. of India in general and the Banks in particular are very much after the ‘Financial Inclu-sion’ a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of ‘Financial Inclusion’ ?

1. Each and every individual above the age of 21 years should have an employ-ment and/or independent source of income enough for him/her to sustain.

2. It is a concept which envi-sages that maximum people in India should have access to banking services.

3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of India wants each and every per-son in the income tax net irrespective of the level of their income.

(A) Only (1) is true

(B) Only (2) is true

(C) Only (3) is true

(D) Both (1), (2), (3) are true

(E) None of these

31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in trade. What does it really mean ? It means…………

(A) India exports more items to China whereas China does not export much to India

(B) India is not able to export much to China whereas its import from China is of higher value

(C) China and India are not at all trade partners. Hence there is no transaction between the two countries

(D) As per WTO laws India is supposed to export food grains to China. But China has not placed any order for the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India.

(E) None of these

32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied on a cash withdrawal or deposit from/to a bank ?

(A) IT (B) FBT

(C) STT (D) BCTT

(E) None of these

33. As reported in some financial newspapers some banks in India (including major banks) these days are not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason of banks not accep-ting such transactions from Iran ?

1. USA has put a ban on major iranian Banks hence Indian banks are also not accepting transaction from Iran as they do not get return of the same from it.

2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks.

3. Iran has declared itself as an Islamic country and hence its banking is also Islamic Banking. This is the reason owing to which most of the countries are not able to develop financial ties with it.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (2)

(E) All (1), (2) and (3)

34. As reported in some major financial news papers many times it is said that ‘Other Income’ boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the option (s) which are the part (s) of this other income)

1. Commission for selling insurance policies.

2. Fee for providing various services (like ATM/Extra cheque etc.)

3. Interest on advances and loans.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 11·5% in recent past ?

(A) None (B) Brazil

(C) Russia (D) India

(E) China

36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhi’s visit to China in October 2007 ?

1. A working group is estab-lished to prepare a frame-work for the settlement of boundary issue.

2. China has agreed to support India’s claim to have a permanent seat in UN Security Council.

3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1), (2) and (3)

(E) None of these

37. As reported time and again and in the media most of the Indian Industrialists are against a regional trade pact with China. Why China is not a preferred partner in trade and business activities in India ?

1. India has already instigated maximum number of cases against China under anti dumping laws.

2. China is not a quality cons-cious country. Hence the products are not of good market value.

3. China has maximum trade agreements with those countries whose activities are not liked by India and some major countries of E.U. China is importing goods from them and redirecting it to India.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) All (1), (2) and (3)

(E) None of these

38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of countries ?

(A) IBSA (B) EU

(C) OPEC (D) BRIC

(E) SAARC

39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also checks—

1. Signatures of the card holdes.

2. Finger prints of the card holders.

3. Skin colour of the card holders.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3)

40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their resi-dential property ?

(A) English mortgage scheme

(B) Senior Capital Loan scheme

(C) Reverse Mortgage Loan scheme

(D) DEMAT Account Scheme

(E) None of these

41. Who amongst the following received the Nobel Prize 2007 for Medicine ?

1. Martin Evans

2. Mario Capecchi

3. Oliver Smiths

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3) jointly

42. A summit of which of the follo-wing two countries took place for the first time recently which is being considered a big leap in the direction of diffusing conflict between them from last 50 years ?

(A) China–Russia

(B) Vietnam–USA

(C) China–Pakistan

(D) Russia–USA

(E) South-Korea–North Korea

43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since October 2007) ?

(A) Midnapore

(B) Birbhum

(C) Nadia

(D) Howrah

(E) Darjeeling

44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the outcome of his meeting with Russian Leaders ?

1. Both the countries signed an agreement for their joint space programme.

2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu.

3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both these oil fields are situated in which of the following countries ?

(A) Brazil

(B) Russia

(C) China

(D) Saudi Arabia

(E) None of these

46. The Planning commission of India has established a National Fund to improve the distribution of which of the following in the country ?

(A) Electricity

(B) Cooking gas

(C) Food grains through public distribution system

(D) Fresh currency notes

(E) None of these

47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will be its impact on ‘Global economy’ in general ?

1. Dollar will be depreciated.

2. Export from European mar-kets will gain strength.

3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee loan will shoot up.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery Agents appointed by the banks. In addition to this the Indian Bank Association (IBA) has to formulate a special training course for them. Why RBI and IBA has to come into picture for such an issue which is the res-ponsibility of the banks ?

1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents.

2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News about ill treatment by agents or suicides due to inability to payback loans create a negative picture. RBI do not want this to hap-pen.

3. Despite banks efforts to recover loans many people still do not wish to repay their loans intentionally. Recovery agents will help banks to get their money back by all possible means.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

49. The imports of which of the following items from Indiahas been lesser than its Exports of the same during 2007-08 ?

(A) Oil (B) Chemicals

(C) Steel (D) Tea

(E) None of these

50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan at 9%. What was the growth rate in 10th plan period ?

(A) 4% (B) 8%

(C) 5·5% (D) 7·6%

(E) 6·7%

Answers with Explanations :

1. (E) 2. (D) 3. (A) 4. (E) 5. (C)

6. (E) 7. (D)

8. (B) ‘El-Nino’ is the nature’s Vicious Cycle caused due to deranged weather pattern, as happed the giant El-Nino of 1997-98, killed about 2,100 people.

9. (D) 10. (A)

11. (D) ‘NWDPRA’ (National Water- shed Development Project for Rainfed Area) was launched in1990-91 for 25 states and 2 UTs in the country for rainfed farming.

12. (E) 13. (C)

14. (D) With 6330 Points, Justine Henin is at the First Place.

15. (D) 16. (D) 17. (A) 18. (E) 19. (B)

20. (D) 21. (D) 22. (B) 23. (C) 24. (B)

25. (E) 26. (B) 27. (D) 28. (C) 29. (C)

30. (B) 31. (A) 32. (D) 33. (D) 34. (D)

35. (E) 36. (A) 37. (B) 38. (E) 39. (E)

40. (C)

41. (E) The ‘Nobel Prize, 2007’ in Medicine/or Physiology was awarded jointly to Mario R. Capecchi (USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on 8th Oct., 2007 at Karolinska Institute by the Nobel Assembly.

42. (E) 43. (E) 44. (A) 45. (B) 46. (C)

47. (E) 48. (A) 49. (D)

50. (B) In 10th Plan (2002-07), ‘NDC’ (National Development Council) envisaged an average growth rate of 8%.

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1. Who has been appointed as the new Chairman of Confederation of Indian Industry (CII) in MAY 2008 ?
(A) Rajeev Chandrashekha
(B) Anand Mahindra
(C) K.V.Kamath
(D) Ganesh Natarajan
(E) None of these
Ans (C)
2. Th World's longest Sea Bridge has been established in-
(A) India
(B) USA
(C) Japan
(D) Malaysia
(E) China
Ans (E)
3. 12th UNCTAD (UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT) miniterial lavel conference was held in April 2008 at-
(A) New Delhi (India)
(B) Accra (Ghana)
(C) Islamabad (Pakistan)
(D) Dhaka (Bangladesh)
(E) Kathmandu (Nepal)
Ans (B)
4. At which place India’s first Indira Gandhi National Tribal University would be set up ?
(A) Amarkantak (Madhya Pradesh)
(B) Nagpur
(C) Hyderabad
(D) Noida
(E) Patna
Ans (A)
5. Nathula Pass is located in the State :
(A) Nagaland
(B) Sikkim
(C)West Bengal
(D) Assam
(E) Tripura
Ans (B)
6. THE 2007 Durand Cup has been won by –
(A) Mohan Bagan
(B) Mahindra United
(C) Churchill Brothers
(D) Central Railways
(E) None of these
Ans (C)
7. Who amongst the following has been named as the Forbes Asia Businessman of the year 2007 ?
(A) K.V.Kamath
(B) Ratan Tata
(C) Nandan Nilekani
(D) Ajim Premji
(E) None of these
Ans (A)
8. Konkan Railway is building world’s tallest railways bridge in which of the following states ?
(A) Punjab
(B) Jammu & Kashmir
(C) Maharashtra
(D) Kerala
(E) None of these
Ans (B)
9. The author the book “ Jyoti Punj” is-
(A) Sonia Gandhi
(B) Narendra Modi
(C) Jaswant Singh
(D) Pervez Musharraf
(E) None of these
Ans (B)
10. World Investment Report is an annual publication of :
(A) UNCTAD
(B) WTO
(C) World Bank
(D)IMF
(E) ADB
Ans (A)
11. Which of the following countries has the maximum amount of external debt ?
(A) USA
(B) Brazil
(C)Mexico
(D) Japan
(E) Russia
Ans (A)
12. Lee Myung Bak is the president of –
(A) China
(B) South Korea
(C) North Korea
(D) Malaysia
(E) None of these
Ans (B)
13. The author the book “ My Country My Life” is-
(A) Sonia Gandhi
(B) L.K.Advani
(C) Jaswant Singh
(D) Pervez Musharraf
(E) None of these
Ans (B)
14. Who has been won the Prem Bhatia Award for the year 2008 ?
(A) Nagma
(B) Shweta Singh
(C) Nirupama Subramaniam
(D) Nalini Singh
(E) None of these
Ans (C)
15. Who has been won Commonwealth Writers Prize 2008 ?
(A) Kiran Desai
(B) Shweta Singh
(C) Rupashree Nanda
(D) Indra Sinha
(E) None of these
Ans (D)
16. What is the full form of the term “PIARC” ?
(A) Permanent International Association of Road Congress
(B) Permanent Indian Association of Road Congress
(C) Permanent International Accident of Road Congress
(D) Permanent International Association of Rapid Congress
(E) None of these
Ans (A)
17. What is the percentage of the African countries in the earth areas ?
(A) 28%
(B) 18%
(C) 20%
(D) 25%(E) 35%
Ans (C)
18. International women’s day is celebrated every year on –
(A) January 26
(B) March 8
(C) August 26
(D) December 8
(E) None of these
Ans (B)
19. Gary Kirsten signed a two year contract with BCCI to coach the Indian Cricket team, belongs to :
(A) South Africa
(B) England
(C) West Indies
(D) Australia
(E) New Zealand
Ans (A)
20. Capital formation in an economy depends on :
(A) Total income
(B) Total savings
(C) Total demand
(D) Total Production
(E) None of these
Ans (D)
21. The National Old age Pension Scheme has now been extended to cover the entire BPL people above---------- of age
(A) 55 years
(B) 60 years
(C) 62 years
(D) 65 years
(E) None of these
Ans (D)
22. According to the Union Finance Minister , by which year will India become middle income nation ?
(A) 2015
(B) 2025
(C) 2030
(D) 2032
(E) 2040
Ans (B)
23. Who has been conferred to Miss India World 2008 ?
(A) Simran Kaur Mundi
(B) Tanvi Vyas
(C) Parvathy Omanakuttan
(D) Pooja Chitgopekar
(E) None of these
Ans (C)
24. The 20th Interpol Asian Regional Conference was held in March 2008 at _
(A) India
(B) Hong Kong
(C) Kuala Lumpur
(D) Moscow
(E) None of these
Ans (B)
25. Who is the new President of Russia ?
(A) Vladimir Putin
(B) Dmitry Medvedev
(C) Viktor Chernomyrdin
(D) Boris Yeltsin
(E) None of these
Ans (B)

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